Placer County property record for 809 O St, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,966 sqft · built 2000 |
| Lot Size | 0.179 acres (7,791 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $424,000 (Jan 2020) |
| Tax Bill | $4,859 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-041-016-000 |
| Primary APN | 008-041-016-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,966 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 7,791 sqft (0.179 acres) |
| Garage Area | 774 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 809 O ST |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-1591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 32 WESTERN ADDN 2 & POR 8TH ST |
| Legal Subdivision | WESTERN ADDN |
| Legal Block | 32 |
| Legal Lot Number | 10 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21403 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 809 O ST, LINCOLN, CA 95648-1591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2020 | Grant Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB |
| Oct 17, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Dec 21, 2018 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Dec 21, 2018 | Quit Claim Deed STEWART TITLE, STEWART TITLE/PLACER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2020 · Amount on Record |
| Deed Sale | Jan 9, 2020 · Amount on Record |
| Prior Sale | Dec 21, 2018 · Amount on Record |
| Deed Document Number | 20202035 |
| Prior Transfer Date | Dec 18, 2018 |
| Prior Transfer Doc | 0000091630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jan 9, 2020 |
| Property Address | 809 O ST, LINCOLN, CA 95648-1591 |
| Document Number | 0000002035 |
| Map Reference | MB C PG 59 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 2020-0002035 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 809 O ST, LINCOLN, CA 95648-1591 |
| Document Number | 0000002036 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | 2020-0002036 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 367 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 809 O ST, LINCOLN, CA 95648-1591 |
| Document Number | 0000088669 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 809 O ST LINCOLN CA 956481591, LINCOLN, CA 95648-1591 |
| Document Number | 0000088669 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 88669 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Dec 21, 2018 |
| Property Address | 809 O ST, LINCOLN, CA 95648-1591 |
| Document Number | 0000091631 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 91631 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/PLACER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 809 O ST LINCOLN CA 956481591, LINCOLN, CA 95648-1591 |
| Document Number | 91632 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 91632 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Dec 21, 2018 |
| Property Address | 809 O ST, LINCOLN, CA 95648-1591 |
| Document Number | 0000091630 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 91630 |
| Record Updated | Jan 8, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/PLACER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 809 O ST LINCOLN CA 956481591, LINCOLN, CA 95648-1591 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $472,974 (+2%) Land $117,126 Building $355,848 | |
| 2025 | $4,859.00 (+2.36%) | $463,701 (+4.04%) Land $114,830 Building $348,871 |
| 2023 | $4,747.00 (+1.52%) | $445,697 Land $110,372 Building $335,325 |
| 2022 | $4,676.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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