Franklin County property record for 809 NW 2nd St, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 912 sqft · built 1986 |
| Lot Size | 0.246 acres (10,749 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $307 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-07S-04W-4211-0003-0110 |
| Primary APN | 20-07S-04W-4211-0003-0110 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Heated Area |
| Gross Area | 1,184 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,749 sqft |
| Lot Width | 100 ft Width |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 809 NW 2ND ST |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BL 3 178 LOTS 11 12 KEOUGHS FIRST ADDITION OR 211/18 ORB 342/277 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | KEOUGHS FIRST ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 11 12 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 3 |
| Census Block | 3097 |
| Census Tract | 970102 |
809 NW 2nd St is owned and occupied by two individuals.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 515, CARRABELLE, FL 32322-0515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 809 NW 2nd St was $307 with a homeowner's exemption, up 8.1% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Municipality | Carrabelle City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $307.00 (+8.1%) Homeowner's exemption | $43,353 (+2.9%) | $97,498 (-0.58%) Land $16,000 Building $81,498 |
| 2024 | $284.00 (+5.19%) Homeowner's exemption | $42,131 (+3%) | $98,070 (+21.07%) Land $16,000 Building $82,070 |
| 2023 | $270.00 (+6.72%) Homeowner's exemption | $40,904 (+3%) | $81,005 (+27.17%) Land $16,000 Building $65,005 |
| 2022 | $253.00 Homeowner's exemption | $39,713 | $63,696 Land $16,000 Building $47,696 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 NW 2nd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 NW 2nd St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: T-Mobile.
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