809 North Ave, Athens, TN 37303 Property Records

McMinn County property record for 809 North Ave, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,710 sqft · built 1961
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Aug 2026)
Tax Bill	$881 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`054056F D 01200`

Property Details

APN / Parcel Number

Primary APN	`054056F D 01200`
Alternative APNs	`056F D 01200 00001056F` `056F D 01200`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Unfinished Basement	340 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	150 ft deep x 225 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	1,232 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	10 sqft
Deck Area	24 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	809 NORTH AVE
City	ATHENS
State	TN
Zip	37303-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 01 054I A 054I 01200 000, COUNTY AREA: D01
Legal Subdivision	HAILEY HGTS 2ND ADD
Legal Block	B
Legal Lot Number	29
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	3
Census Block	3033
Census Tract	970202

Owner

809 North Ave is owned and occupied by an individual who bought it in August 2026.

Source: McMinn County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	809 NORTH AVE, ATHENS, TN 37303-2437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP
Feb 11, 2026	Deed, Transfer
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS
Aug 26, 2019	Deed of Trust, Mortgage CAPSTAR BK
Feb 25, 2019	Loan Modification, Mortgage · Conventional Mortgage CAPSTAR BK
Jul 25, 2018	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Prior Sale	Feb 11, 2026 · Amount on File
Deed Document Number	2026277129
Deed Book / Page	12 / 979
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Aug 14, 2026
Property Address	809 NORTH AVE, ATHENS, TN 37303-2437
Document Number	0000277129
Book / Page	12 / 979
Instrument Date	Aug 13, 2026
Instrument	2026277129
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,092.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 NORTH AVE, ATHENS, TN 37303-2437

Mortgage

Document Number	0000277130,
Date	Aug 14, 2026
Instrument	2026277130

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCMINN TN
Recording Date	Feb 11, 2026
Property Address	809 NORTH AVE, ATHENS, TN 37303-2437
Document Number	0000021952
Book / Page	2 / 1952
Map Reference	CAB A SL 34
Instrument Date	Feb 3, 2026
Instrument	271562
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$592.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10255 KINGSTON PIKE, KNOXVILLE, TN 37922-3274
Investor	Possibly a Property Investor

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	May 18, 2020
Property Address	809 NORTH AVE, ATHENS, TN 37303-2437
Document Number	22E755
Book / Page	00022E / 000755
Instrument Date	May 14, 2020
Instrument	215014
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 NORTH AVE ATHENS TN 373032437, ATHENS, TN 37303-2437

Mortgage

Document Number	119932
Date	May 18, 2020
Book Page	001199/000032
Instrument	215015

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	809 NORTH AVE, ATHENS, TN 37303-2437
Document Number	1177160
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	809 NORTH AVE ATHENS TN 373032437, ATHENS, TN 37303-2437

Mortgage

Document Number	1177160
Date	Aug 30, 2019
Book Page	001177/000160
Instrument	208823

Lender

Name	CAPSTAR BK
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCMINN TN
Property Address	809 NORTH AVE, ATHENS, TN 37303-2437
Document Number	1162366
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 NORTH AVE ATHENS TN 373032437, ATHENS, TN 37303-2437

Mortgage

Document Number	1162366
Date	Mar 7, 2019
Book Page	001162/000366
Instrument	204412

Lender

Name	CAPSTAR BK
Type	Bank
Address	ATHENS, TN 37303

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jul 25, 2018
Property Address	809 NORTH AVE, ATHENS, TN 37303-2437
Document Number	000021N388
Book / Page	21N / 388
Instrument Date	Jul 20, 2018
Instrument	199361
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 NORTH AVE, ATHENS, TN 37303-2437
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 809 North Ave was $881.

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$881.00	$42,125 (-) Land $7,125 Building $35,000
2024	$881.00 (+0.69%)	$42,125 (-) Land $7,125 Building $35,000
2023	$875.00 (+16.05%)	$42,125 (+61.71%) Land $7,125 Building $35,000	$168,500 (+61.71%) Land $28,500 Building $140,000
2022	$754.00	$26,050 Land $5,775 Building $20,275	$104,200 Land $23,100 Building $81,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 809 North Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 North Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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