Monmouth County and Middletown Township property record for 809 Navesink River Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 5,892 sqft · built 1910 |
| Lot Size | 4.1 acres (178,596 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,750,000 (Mar 2026) |
| Tax Bill | $39,214 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00840-0000-00087 |
| Primary APN | 32-00840-0000-00087 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,892 sqft Living Area |
| 1st Floor Area | 3,088 sqft |
| Upper Floors Area | 2,692 sqft |
| Attic | Attic |
| Attic Area | 406 sqft |
| Basement Area | 2,057 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 178,596 sqft |
| Terrain | Rolling |
| Garage Area | 1,008 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 396 sqft |
| Patio Area | 974 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 809 NAVESINK RIVER RD |
|---|---|
| City | RUMSON |
| State | NJ |
| Zip | 07760-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R110 |
| Legal Subdivision | TOWNSHIP/MIDDLETOWN |
| Legal Block | 840 |
| Legal Lot Number | 87 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 800900 |
809 Navesink River Rd is owned and occupied by two individuals who bought it in March 2026.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 NAVESINK RIVER RD, RUMSON, NJ 07760-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed, Transfer GOOCH HAMILTON TRUST |
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Jun 1, 2021 | Bargain and Sale Deed, Transfer UNKNOWN, KEY SETTLEMENTS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on File |
| Deed Sale | Mar 26, 2026 · Amount on File |
| Prior Sale | Jun 1, 2021 · Amount on File |
| Deed Document Number | 202625311 |
| Deed Book / Page | 9785 / 9710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 26, 2026 |
| Property Address | 809 NAVESINK RIVER RD, RUMSON, NJ 07760-2327 |
| Document Number | 0097859710 |
| Book / Page | 9785 / 9710 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 2026025311 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 COOPER RD APT C, C, RED BANK, NJ 07701-6040 |
| Name | Verified Name |
|---|---|
| Address | 809 NAVESINK RIVER ROAD, MIDDLETOWN, NJ 07748 |
| Document Number | 0097869971 |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 9786/9971 |
| Instrument | 2026027224 |
| Name | GOOCH HAMILTON TRUST |
|---|---|
| Type | Private Party |
| Address | 641 5TH AVE # 30, NEW YORK, NY 10022 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 1, 2026 |
| Property Address | 809 NAVESINK RIVER RD, RUMSON, NJ 07760-2327 |
| Document Number | 0000027224 |
| Book / Page | 9786 / 9971 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 202627224 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 809 NAVESINK RIVER RD, RUMSON, NJ 07760-2327 |
| Document Number | 0000027224, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 9786/9971 |
| Instrument | 202627224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 31, 2047 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 809 NAVESINK RIVER RD, RUMSON, NJ 07760-2327 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | FORTUNE TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0095245533 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 9524/5533 |
| Instrument | 2021102779 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 1, 2021 |
| Property Address | 809 NAVESINK RIVER RD, RUMSON, NJ 07760-2327 |
| Document Number | 0095161781 |
| Book / Page | 9516 / 1781 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 2021086980 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | UNKNOWN, KEY SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $33,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 W RIVER RD, RUMSON, NJ 07760-1139 |
| Name | Verified Name |
|---|---|
| Address | 19 SHERWOOD RD, LITTLE SILVER, NJ 07739-1308 |
The 2025 property tax bill for 809 Navesink River Rd was $39,214, up 4.7% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,904,500 (+19.55%) Land $1,365,000 Building $1,539,500 | $2,904,500 (+19.55%) Land $1,365,000 Building $1,539,500 | |
| 2025 | $39,214.00 (+4.72%) | $2,429,600 Land $989,500 Building $1,440,100 | $2,429,600 Land $989,500 Building $1,440,100 |
| 2024 | $37,445.00 | ||
| 2023 | $1,806,100 Land $829,400 Building $976,700 | $1,806,100 Land $829,400 Building $976,700 | |
| 2022 | $31,971.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Navesink River Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1984–2012) |
| Claims Outside the SFHA | 9 of 13 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Navesink River Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 71% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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