Union County and Westfield Town property record for 809 Nancy Way, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,405 sqft · built 1957 |
| Lot Size | 0.347 acres (15,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $960,000 (Oct 2021) |
| Tax Bill | $18,776 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04503-0000-00014 |
| Primary APN | 20-04503-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,405 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 15,098 sqft (0.347 acres) |
| Lot Dimensions | 148 ft deep x 102 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2000773000000032 |
|---|---|
| Street Address | 809 NANCY WAY |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TALCOTT FARM SEC 5 |
| Legal Block | 4503 |
| Legal Lot Number | 14 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 36800 |
809 Nancy Way is owned and occupied by two individuals who bought it in October 2021.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 NANCY WAY, WESTFIELD, NJ 07090-3424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| Nov 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SPENCER SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on File |
| Deed Sale | Oct 6, 2021 · Amount on File |
| Prior Sale | Mar 6, 2015 · Amount on File |
| Deed Document Number | 202110160 |
| Deed Book / Page | 6433 / 386 |
| Prior Transfer Date | Sep 24, 2013 |
| Prior Transfer Doc | 0059820876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 6, 2021 |
| Property Address | 809 NANCY WAY, WESTFIELD, NJ 07090-3424 |
| Document Number | 0064330386 |
| Book / Page | 6433 / 386 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 10160 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | ASSOCIATED TITLE AGENCY LLC, ASSOCIATED TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,111.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 29TH AVE, 180, SAN FRANCISCO, CA 94121-1038 |
| Name | Verified Name |
|---|---|
| Address | 809 NANCY WAY, WESTFIELD, NJ 07090-3424 |
| Document Number | 22400 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 22400 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 809 NANCY WAY, WESTFIELD, NJ 07090-3424 |
| Document Number | 0043640990 |
| Book / Page | 004364 / 000990 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 809 NANCY WAY WESTFIELD NJ 070903424, WESTFIELD, NJ 07090-3424 |
| Document Number | 0043640990 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 004364/000990 |
| Instrument | 649290 |
| Name | SPENCER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 15, 2037 |
The 2025 property tax bill for 809 Nancy Way was $18,776, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $819,200 (-) Land $536,000 Building $283,200 | $819,200 (-) Land $536,000 Building $283,200 | |
| 2025 | $18,776.00 (+1.78%) | $819,200 Land $536,000 Building $283,200 | $819,200 Land $536,000 Building $283,200 |
| 2024 | $18,448.00 | ||
| 2023 | $819,200 Land $536,000 Building $283,200 | $819,200 Land $536,000 Building $283,200 | |
| 2022 | $17,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Nancy Way in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 8 (1979–2025) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Nancy Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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