809 N Swope Dr, Independence, MO 64056 Property Records

Jackson County property record for 809 N Swope Dr, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,585 sqft · built 1959
Lot Size	0.312 acres (13,598 sqft)
Owner	2 Individual Names on File
Last Sale	$282,600 (Apr 2026)
Tax Bill	$2,514 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-440-15-01`

Property Details

APN / Parcel Number

Primary APN	`16-440-15-01`
Alternative APNs	`16-440-15-01-00-0-00-000` `16440150100000001` `737448`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,585 sqft Living Area
1st Floor Area	1,003 sqft
Basement Area	1,578 sqft
Finished Basement	752 sqft
Unfinished Basement	826 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,598 sqft (0.312 acres)
Lot Dimensions	120 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	737448
Street Address	809 N SWOPE DR
City	INDEPENDENCE
State	MO
Zip	64056-1845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUSQUEHANNA VILLAGE LOT 72
Legal Subdivision	SUSQUEHANNA VILLAGE
Legal Block	3
Legal Lot Number	72
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3016
Census Tract	11406

Owner

809 N Swope Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	809 N SWOPE DR, INDEPENDENCE, MO 64056-1845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 17, 2026	Warranty Deed, Transfer · VA Mortgage NONE LISTED ON DOCUMENT
Apr 17, 2026	Warranty Deed, Transfer · VA Mortgage NONE LISTED ON DOCUMENT
May 22, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on File
Deed Sale	Apr 17, 2026 · Amount on File
Prior Sale	Sep 4, 2025 · Amount on File
Deed Document Number	202628240
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	809 N SWOPE DR, INDEPENDENCE, MO 64056-1845
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 N SWOPE DR, INDEPENDENCE, MO 64056-1845

Mortgage

Document Number	00E0028734
Date	May 9, 2024
Instrument	2024E0028734

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2044

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 17, 2026
Property Address	809 N SWOPE DR, INDEPENDENCE, MO 64056-1845
Document Number	0000028240
Instrument Date	Apr 14, 2026
Instrument	2026.28240
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 N SWOPE DR, INDEPENDENCE, MO 64056-1845
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028395,
Date	Apr 17, 2026
Instrument	2026E.28395

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 17, 2026
Property Address	809 N SWOPE DR, INDEPENDENCE, MO 64056-1845
Document Number	00E0028240
Instrument Date	Apr 14, 2026
Instrument	202628240
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 N SWOPE DR, INDEPENDENCE, MO 64056-1845

Mortgage

Document Number	0000028395,
Date	Apr 17, 2026
Instrument	2026E28395

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	809 N SWOPE DR, INDEPENDENCE, MO 64056-1845
Document Number	0000E47507
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	809 N SWOPE DR INDEPENDENCE MO 640561845, INDEPENDENCE, MO 64056-1845

Mortgage

Document Number	0000E47507
Date	May 26, 2017
Instrument	47507E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	204 Months
Due	May 25, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 809 N Swope Dr was $2,514, down 2.3% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,179 (-) Land $5,913 Building $29,266	$185,150 (-)
2025	$2,514.00 (-2.33%)	$35,179 Land $5,913 Building $29,266	$185,150
2024	$2,574.00 (+2.31%)
2023	$2,516.00	$37,166 Land $3,732 Building $33,434	$195,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 809 N Swope Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 N Swope Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Wisper ISP.

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