Lancaster County property record for 809 N State St, Ephrata, PA 17522
| Property Type | Commercial |
|---|---|
| Details | 5,134 sqft · built 1954 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Dec 2006) |
| Tax Bill | $5,957 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-78188-0-0000 |
| Primary APN | 270-78188-0-0000 |
|---|---|
| Alternative APN |
|
| Units | 3 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,134 sqft Gross Area |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 31,363 sqft (0.72 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Coal |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 809 N STATE ST |
|---|---|
| City | EPHRATA |
| State | PA |
| Zip | 17522-2163 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RLD |
| Legal Description | 809 N STATE ST |
| Legal Lot Number | 3A |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EPHRATA |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 12404 |
809 N State St, a commercial property, is owned and occupied by two individuals who bought it in December 2006.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 N STATE ST, EPHRATA, PA 17522-2163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2006 · Amount on File |
| Deed Sale | Dec 4, 2006 · Amount on File |
| Deed Document Number | 20065578155 |
| Prior Transfer Date | Mar 28, 2002 |
| Prior Transfer Doc | 0005064071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 809 N STATE ST, EPHRATA, PA 17522-2163 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Title Company | BANKERS SETTLEMENT SERVICES CAPITAL RE, BANKERS SETMNT SVCS CAP REGI |
| Name | Verified Name |
|---|
| Document Number | 0006578552 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 6578552 |
| Name | THE EPHRATA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EPHRATA, PA 17522 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 809 N State St was $5,957 with a homeowner's exemption, up 2.8% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Ephrata Township |
| Unified School District | Ephrata Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,900 Land $69,500 Building $182,400 | $251,900 Land $69,500 Building $182,400 | |
| 2025 | $5,957.00 (+2.83%) | ||
| 2024 | $5,793.00 | $251,900 Land $69,500 Building $182,400 | |
| 2018 | $251,900 Land $69,500 Building $182,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 N State St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1982–2011) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 809 N State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Upward Broadband Fixed Wireless | 100 / 40 |
May also be available: Frontier, T-Mobile.
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