809 N Market St, Frederick, MD 21701 Property Records

Frederick County property record for 809 N Market St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,698 sqft · built 1905
Lot Size0.395 acres (17,220 sqft)
OwnerIndividual Name on Record
Tax Bill$7,147 (2023)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN02-106213

Property Details

APN / Parcel Number

Primary APN02-106213
Alternative APNs
  • 2106213
  • 106213

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,698 sqft Total Area
1st Floor Area1,153 sqft

Exterior

Year BuiltBuilt 1905
Architectural StyleConventional
Exterior MaterialBrick
Roof MaterialMetal
Lot Area17,220 sqft (0.395 acres)
Lot Dimensions287 ft deep x 60 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area542 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number106213
Old Parcel Number2106213
Street Address809 N MARKET ST
CityFREDERICK
StateMD
Zip21701-4685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLT 60 X 287 809 N. MKT. ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number809
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1024
Census Tract750801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1843 LAWNVIEW DR, FREDERICK, MD 21702-3013
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2003
Deed SaleJul 10, 2003
Prior SaleJul 30, 1996
Deed Document Number034822
Record UpdatedJun 7, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address809 N MARKET ST, FREDERICK, MD 21701-4685
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0122710455
DateFeb 9, 2018
Book Page12271/0455
Lender
NameWOODSBORO BANK
TypeBank
AddressWOODSBORO, MD 21798
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,147.00$392,700$435,300 Land $117,200 Building $318,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2018–2019)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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