809 N Main St, Lowell, NC 28098 Property Records

Gaston County property record for 809 N Main St, Lowell, NC 28098

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,788 sqft · built 1956
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (May 2019)
Tax Bill	$3,760 (2023)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05003 01100`

Property Details

APN / Parcel Number

Primary APN	`05003 01100`
Alternative APN	`127523`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,788 sqft Heated Area
Flooring	Hardwood

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	100 ft deep x 202 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	05003 01100
Street Address	809 N MAIN ST
City	LOWELL
State	NC
Zip	28098-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NATIONAL WEAVING CO L 3 05 003 011 00 000
Legal Subdivision	NATIONAL WEAVING CO
Legal Lot Number	3
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	2
Census Block	2004
Census Tract	31304

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 N MAIN ST, LOWELL, NC 28098-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 20, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	Jan 13, 2006 · Amount on Record
Deed Document Number	0050421026
Deed Book / Page	5042 / 1026
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	809 N MAIN ST, LOWELL, NC 28098-1214
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052451790
Date	Jul 13, 2021
Book Page	5245/1790

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 20, 2019
Property Address	809 N MAIN ST, LOWELL, NC 28098-1214
Document Number	0050421026
Book / Page	5042 / 1026
Map Reference	MB 12 PG 17
Instrument Date	May 17, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 VILLAGE CT, 1507, GASTONIA, NC 28054-6635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 N MAIN ST, LOWELL, NC 28098-1214

Mortgage

Document Number	50421029
Date	May 20, 2019
Instrument	5042/1029

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Lowell City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$3,760.00	$317,300 Land $25,000 Building $292,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOWELL serves 3,837 people · EPA ID NC0136060
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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