809 N Main St, Centerville, IA 52544 Property Records

Appanoose County property record for 809 N Main St, Centerville, IA 52544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,318 sqft · built 1903
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,480 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340011023660000`

Property Details

APN / Parcel Number

Primary APN	`340011023660000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,318 sqft Living Area
Basement Area	644 sqft
Unfinished Basement	644 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	323 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	809 N MAIN ST
City	CENTERVILLE
State	IA
Zip	52544-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VEACHS ADD S 1/2 LOT3 BLK 3 & N 1/4 LOT 4 BLK 3
Legal Subdivision	VEACHS ADD
Legal Block	3
Legal Lot Number	4
Jurisdiction	APPANOOSE IA
Township / Civil Division	CENTERVILLE
Census Block Group	2
Census Block	2013
Census Tract	950300

Owner

Source: Appanoose County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 N MAIN ST, CENTERVILLE, IA 52544-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	APPANOOSE IA
Recording Date	Sep 13, 2021
Property Address	809 N MAIN ST, CENTERVILLE, IA 52544-1020
Document Number	02021/2494
Book / Page	2021 / 2494
Instrument Date	Sep 13, 2021
Instrument	2021 2494
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 N MAIN ST, CENTERVILLE, IA 52544-1020

Mortgage

Document Number	0020212495
Date	Sep 13, 2021
Instrument	2021 2495

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.25%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Appanoose County
Municipality	Centerville City
Unified School District	Centerville Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,480.00 (+20.52%)	$94,730 (-) Land $12,750 Building $81,980	$94,730 (-) Land $12,750 Building $81,980
2025	$1,228.00	$94,730 (+47.53%) Land $12,750 Building $81,980	$94,730 (+47.53%) Land $12,750 Building $81,980
2024	$1,228.00 (+8.87%)
2023		$64,210 (+15.38%) Land $9,560 Building $54,650	$64,210 (+15.38%) Land $9,560 Building $54,650
2022	$1,128.00 Homeowner's exemption	$55,650 Land $6,380 Building $49,270
2021			$55,650 Land $6,380 Building $49,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE MUNICIPAL WATERWORKS serves 5,344 people · EPA ID IA0407008
Water Source	Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State Inspection	Sep 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Liberty Communications Fixed Wireless · Fiber in parts of the area	500 / 200
Lockridge Networks Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20