809 N Charles St, Lima, OH 45805 Property Records

Allen County property record for 809 N Charles St, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1913
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Jan 2024)
Tax Bill	$575 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-2510-13-014.000`

Property Details

APN / Parcel Number

Primary APN	`36-2510-13-014.000`
Alternative APN	`M3836251013014000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
Gross Area	2,094 sqft
1st Floor Area	676 sqft
Upper Floors Area	676 sqft
Basement Area	676 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	107 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	809 N CHARLES ST
City	LIMA
State	OH
Zip	45805-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHN E RICHIES ADDITION LOT 4121 S END & 4122 S END FF 47.00
Legal Subdivision	JOHN E RICHIES ADDITION
Legal Lot Number	4121
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2002
Census Tract	12900

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 N CHARLES ST, LIMA, OH 45805-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC
Mar 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Prior Sale	Apr 30, 2012 · Amount on Record
Deed Document Number	2024487
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 18, 2024
Property Address	809 N CHARLES ST, LIMA, OH 45805-2012
Document Number	1180000487
Book / Page	2024 / 487
Map Reference	MB 3 PG 158
Instrument Date	Jan 16, 2024
Instrument	202401180000487
Transaction Type	Subdivision Related Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 N CHARLES ST, LIMA, OH 45805-2012

Mortgage

Document Number	1180000488
Date	Jan 18, 2024
Instrument	202401180000488

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 18, 2021
Property Address	809 N CHARLES ST, LIMA, OH 45805-2012
Document Number	3180003494
Book / Page	2021 / 3494
Map Reference	MB 3 PG 158
Instrument Date	Mar 17, 2021
Instrument	202103180003494
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 INVER LN, CLARKSVILLE, TN 37042-3941

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$575.00 (-2.21%)	$14,880 (-) Land $2,280 Building $12,600	$42,500 (-) Land $6,500 Building $36,000
2024	$588.00 (-0.34%)	$14,880 (+13.94%) Land $2,280 Building $12,600	$42,500 (+13.94%) Land $6,500 Building $36,000
2023	$590.00 (-0.17%)	$13,060 (-) Land $2,000 Building $11,060
2022	$591.00	$13,060 Land $2,000 Building $11,060
2021			$37,300 Land $5,700 Building $31,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, TSC.

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