Gila County property record for 809 N Chaparral Pines Dr, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 3,900 sqft · built 1996 |
| Lot Size | 4.48 acres (195,584 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Mar 2019) |
| Tax Bill | $7,507 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-83-010 |
| Primary APN | 302-83-010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,900 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| Basement Area | 1,333 sqft |
| Finished Basement | 1,333 sqft |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Plywood |
| Construction Type | Steel Frame |
| Roof Material | Asbestos |
| Lot Area | 195,584 sqft (4.48 acres) |
| Garage Type | Built-in |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 217 sqft |
| Patio Area | 36 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R027392 |
|---|---|
| Street Address | 809 N CHAPARRAL PINES DR |
| City | PAYSON |
| State | AZ |
| Zip | 85541-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 25 TOWNSHIP: 11N RANGE: 10E LOT 10 , CHAPARRAL RANCH , PLAT 660 SE4 SEC 25 T11N R10E = 4.49 AC (OUT OF 302-43-008C) |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 25 |
| Legal Subdivision | CHAPARRAL RANCH |
| Legal Lot Number | 10 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 400 |
Source: Gila County records, as of December 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 809 N CHAPARRAL PINES DR, PAYSON, AZ 85541-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Mar 27, 2019 | Warranty Deed, Transfer SCHNEIDER SOLVEIG H TRUST (RT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on Record |
| Deed Sale | Mar 27, 2019 · Amount on Record |
| Deed Document Number | 2019-003473 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 809 N CHAPARRAL PINES DR, PAYSON, AZ 85541-2906 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 809 N CHAPARRAL PINES DR, PAYSON, AZ 85541-2906 |
| Document Number | 0000008161 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2023-008161 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | PRESCOTT, AZ 86301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 8, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Mar 27, 2019 |
| Property Address | 809 N CHAPARRAL PINES DR, PAYSON, AZ 85541-2906 |
| Document Number | 0000003473 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 3473 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 809 N CHAPARRAL PINES DR PAYSON AZ 855412906, PAYSON, AZ 85541-2906 |
| Document Number | 3474 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 3474 |
| Name | SCHNEIDER SOLVEIG H TRUST (RT) |
|---|---|
| Address | 405 W CHRISTOPHER PT, PAYSON, AZ 85541-3109 |
| Amount | Amount Recorded |
|---|
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,406 (+43.72%) Land $28,274 Building $90,132 | $1,184,060 (+43.72%) Land $282,741 Building $901,319 | |
| 2025 | $7,507.00 (+17.33%) | ||
| 2024 | $82,389 Land $24,719 Building $57,670 | $823,889 Land $247,193 Building $576,696 | |
| 2023 | $6,398.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1993–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 76% of Arizona |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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