Guernsey County property record for 809 N 6th St, Cambridge, OH 43725
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,538 sqft · built 1939 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (May 2020) |
| Tax Bill | $4,170 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit May 2009 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-0004212.000 |
| Primary APN | 06-0004212.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 2,538 sqft Living Area |
| 1st Floor Area | 1,571 sqft |
| Basement Area | 991 sqft |
| Finished Basement | 528 sqft |
| Unfinished Basement | 463 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Area | 840 sqft |
| Porch | Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 002167-4 |
|---|---|
| Street Address | 809 N 6TH ST |
| City | CAMBRIDGE |
| State | OH |
| Zip | 43725-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R3 T2 SA03-12 PT 151-152 W.H. TAYLOR, E T AL |
| Legal Range | 03W |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | W H TAYLOR ADDITION |
| Legal Tract | 2 |
| Legal Lot Number | 152 |
| Jurisdiction | GUERNSEY OH |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 977400 |
809 N 6th St is owned and occupied by an individual who bought it in May 2020.
Source: Guernsey County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 N 6TH ST, CAMBRIDGE, OH 43725-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 5, 2009 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGE BANK |
| Dec 6, 2007 | Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK |
| Dec 1, 2006 | Deed of Trust, Mortgage PEOPLES BANK NA |
| May 11, 2020 | Fiduciary Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jan 10, 2012 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2020 · Amount on File |
| Deed Sale | May 11, 2020 · Amount on File |
| Prior Sale | Jan 10, 2012 |
| Deed Document Number | 20202446 |
| Deed Book / Page | 568 / 3460 |
| Prior Transfer Date | Dec 31, 2011 |
| Prior Transfer Doc | 00485/1880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Property Address | 809 N 6TH ST, CAMBRIDGE, OH 43725-1443 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00549/3314 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 549/3314 |
| Instrument | 201700004914 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Property Address | 809 N 6TH ST, CAMBRIDGE, OH 43725-1443 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00463/2100 |
|---|---|
| Date | May 5, 2009 |
| Book Page | 463/2100 |
| Instrument | 200900002288 |
| Name | ADVANTAGE BANK |
|---|---|
| Type | Bank |
| Address | CAMBRIDGE, OH 43725 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Property Address | 809 N 6TH ST, CAMBRIDGE, OH 43725-1443 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00453/2478 |
|---|---|
| Date | Dec 6, 2007 |
| Book Page | 453/2478 |
| Instrument | 200700025403 |
| Name | NATIONAL CITY BANK |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Property Address | 809 N 6TH ST, CAMBRIDGE, OH 43725-1443 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00445/0001 |
|---|---|
| Date | Dec 1, 2006 |
| Book Page | 445/0001 |
| Instrument | 200600017283 |
| Name | PEOPLES BANK NA |
|---|---|
| Type | Bank |
| Address | CAMBRIDGE, OH 43725 |
| Amount | Amount on Record |
|---|---|
| Term | 108 Months |
| Due | Dec 4, 2015 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Recording Date | May 11, 2020 |
| Property Address | 809 N 6TH ST, CAMBRIDGE, OH 43725-1443 |
| Document Number | 00568/3460 |
| Book / Page | 568 / 3460 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 202000002446 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 N 6TH ST, CAMBRIDGE, OH 43725-1443 |
| Document Number | 202000002447 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 202000002447 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Recording Date | Jan 10, 2012 |
| Property Address | 809 N 6TH ST, CAMBRIDGE, OH 43725-1443 |
| Document Number | 00485/1880 |
| Book / Page | 485 / 1880 |
| Instrument Date | Dec 31, 2011 |
| Instrument | 201200000190 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 361, CAMBRIDGE, OH 43725-0361 |
The 2025 property tax bill for 809 N 6th St was $4,170 with a homeowner's exemption, down 1.3% from the year before.
Source: Guernsey County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Guernsey County |
| County Subdivision | Cambridge Township |
| Municipality | Cambridge City |
| Unified School District | Cambridge City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,170.00 (-1.3%) Homeowner's exemption | $84,612 (-) Land $15,610 Building $69,002 | |
| 2024 | $4,225.00 (+11.54%) Homeowner's exemption | $84,612 (+17.14%) Land $15,610 Building $69,002 | $241,750 Land $44,600 Building $197,150 |
| 2023 | $3,788.00 (+5.49%) Homeowner's exemption | $72,229 (-0.02%) Land $13,324 Building $58,905 | |
| 2022 | $3,591.00 Homeowner's exemption | $72,240 Land $13,340 Building $58,900 | $206,400 (+0.01%) Land $38,120 Building $168,280 |
| 2021 | $206,370 Land $38,070 Building $168,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 809 N 6th St in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 28 (1979–2026) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 N 6th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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