809 N 44th St, Waco, TX 76710 Property Records

McLennan County property record for 809 N 44th St, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 965 sqft · built 1951
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual on Record
Tax Bill	$2,661 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`480106010018000`

Property Details

APN / Parcel Number

Primary APN	`480106010018000`
Alternative APNs	`4801060100180000111` `169452`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	965 sqft Living Area
1st Floor Area	965 sqft
Flooring	Carpet

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1986
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	242 sqft
Driveway	Driveway
Driveway Area	405 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	113 sqft
Patio Area	250 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	169452
Old Parcel Number	4801060100180000111
Street Address	809 N 44TH ST
City	WACO
State	TX
Zip	76710-4939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CRESTVIEW LOT 10 BLOCK 2 ACRES .1722
Legal Subdivision	CRESTVIEW
Legal Block	2
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3018
Census Tract	2498

Owner

Source: McLennan County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	809 N 44TH ST, WACO, TX 76710-4939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jan 17, 2024	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF MCGREGOR
Aug 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Jul 28, 2020	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024
Deed Sale	Jan 17, 2024
Prior Sale	Jul 28, 2020
Deed Document Number	2024001531
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	809 N 44TH ST, WACO, TX 76710-4939
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 N 44TH ST, WACO, TX 76710-4939
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039731
Date	Dec 30, 2025
Instrument	2025039731

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 17, 2024
Property Address	809 N 44TH ST, WACO, TX 76710-4939
Document Number	0000001531
Map Reference	VOL 660 PG 166
Instrument Date	Jan 12, 2024
Instrument	2024001531
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 N 44TH ST, WACO, TX 76710-4939
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001532
Date	Jan 17, 2024
Instrument	2024001532

Lender

Name	FIRST NATIONAL BANK OF MCGREGOR
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	809 N 44TH ST, WACO, TX 76710-4939
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027958
Date	Aug 21, 2019
Instrument	2019027958

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 28, 2020
Property Address	809 N 44TH ST, WACO, TX 76710-4939
Document Number	0000025458
Map Reference	VOL 660 PG 166
Instrument Date	Jul 27, 2020
Instrument	2020025458
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2332 CHARBQQEAU DR, 2332, WACO, TX 76710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 MAPLE AVE, WACO, TX 76707-1340

Mortgage

Document Number	0000025459
Date	Jul 28, 2020
Instrument	2020025459

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000025460
Date	Jul 28, 2020
Instrument	2020025460

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORP
Type	Government Agency
Address	AUSTIN, TX 78702

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 27, 2023

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,730 (+2.29%) Land $20,700 Building $115,030	$135,730 (+2.29%) Land $20,700 Building $115,030
2024	$2,661.00 (+139.08%)
2023		$132,690 Land $20,700 Building $111,990	$132,690 Land $20,700 Building $111,990
2022	$1,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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