809 N 25th St, Middlesboro, KY 40965 Property Records

Bell County property record for 809 N 25th St, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,054 sqft · built 1969
Lot Size	0.379 acres (16,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (May 2022)
Tax Bill	$2,101 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069-30-00-016.00`

Property Details

APN / Parcel Number

Primary APN	`069-30-00-016.00`
Alternative APNs	`291734` `2038` `5831`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,054 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,500 sqft (0.379 acres)
Lot Dimensions	132 ft deep x 125 ft wide
Terrain	Rolling
Garage Type	Attached
Driveway	Asphalt Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	5831
Street Address	809 N 25TH ST
City	MIDDLESBORO
State	KY
Zip	40965-2173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE BH (LOT 16-17-18)
Legal Subdivision	BINGHAM HEIGHTS
Legal Lot Number	16-17
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2006
Census Tract	960700

Owner

Source: Bell County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 N 25TH ST, MIDDLESBORO, KY 40965-2173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed, Transfer · Conventional Mortgage FIRST STATE FINANCIAL INC
May 25, 2022	Quit Claim Deed, Transfer Quitclaim
May 28, 2019	Warranty Deed, Transfer COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	2022191643
Deed Book / Page	396 / 526
Prior Transfer Date	May 20, 2022
Prior Transfer Doc	00D396/522
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	May 25, 2022
Property Address	809 N 25TH ST, MIDDLESBORO, KY 40965-2173
Document Number	00D396/526
Book / Page	D396 / 526
Instrument Date	May 20, 2022
Instrument	191643
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1726, MIDDLESBORO, KY 40965-3726

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	809 N 25TH ST, MIDDLESBORO, KY 40965-2173
Investor	Possibly a Property Investor

Mortgage

Document Number	0000191644
Date	May 25, 2022
Instrument	191644

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	9.5%

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL KY
Recording Date	May 25, 2022
Property Address	809 N 25TH ST, MIDDLESBORO, KY 40965-2173
Document Number	00D396/522
Book / Page	D396 / 522
Instrument Date	May 20, 2022
Instrument	191642
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4010 EAGLES VIEW CT, MORRISTOWN, TN 37813-1280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1726, MIDDLESBORO, KY 40965-3726

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL KY
Recording Date	May 28, 2019
Property Address	809 N 25TH ST, MIDDLESBORO, KY 40965-2173
Document Number	00D383/177
Book / Page	D383 / 177
Map Reference	MB 188 PG 64
Instrument Date	Apr 11, 2019
Instrument	179255
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 N 25TH ST, MIDDLESBORO, KY 40965-2173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1726, MIDDLESBORO, KY 40965-3726

Mortgage

Document Number	0000179256
Date	May 28, 2019
Instrument	179256

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Apr 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,101.00 (+2.39%)	$196,000 (-) Land $196,000	$196,000 (-) Land $196,000
2023	$2,052.00	$196,000	$196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1981–2011)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jun 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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