Calloway County property record for 809 N 20th St, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,019 sqft |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Apr 2015) |
| Tax Bill | $1,455 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-0-0153-C |
| Primary APN | 041-0-0153-C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,019 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 125 sqft |
| Patio Area | 364 sqft |
| Greenhouse | 396 sqft |
| Poultry House | 125 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 39665 |
|---|---|
| Street Address | 809 N 20TH ST |
| City | MURRAY |
| State | KY |
| Zip | 42071-1561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41-153C & 41A-2-5 809 N 20TH |
| Legal Tract | 1 |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10303 |
Source: Calloway County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 809 N 20TH ST, MURRAY, KY 42071-1561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2015 · Amount on Record |
| Deed Sale | Apr 6, 2015 · Amount on Record |
| Prior Sale | Aug 30, 2007 · Amount on Record |
| Deed Document Number | 000299 |
| Deed Book / Page | 1045 / 299 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 809 N 20TH ST, MURRAY, KY 42071-1561 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Title Company | HOME TEAM TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 001385/738 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 1385/738 |
| Instrument | 659598 |
| Name | MSU FCU |
|---|---|
| Type | Credit Union |
| Address | MURRAY, KY 42071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,455.00 (+17.34%) | $180,000 (+2%) | $180,000 (+2%) |
| 2023 | $1,240.00 | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Murray Electric System Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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