809 N 20th St, Mattoon, IL 61938 Property Records

Coles County property record for 809 N 20th St, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,209 sqft · built 1978
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$51,500 (Jan 2017)
Tax Bill	$1,384 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-2-08631-000`

Property Details

APN / Parcel Number

Primary APN	`07-2-08631-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,209 sqft Base Area
1st Floor Area	1,209 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	809 N 20TH ST
City	MATTOON
State	IL
Zip	61938-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDERS ADD BLK 5 LOT 4 SE 1/4 SEC 11 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	11
Legal Subdivision	LINDERS ADD
Legal Block	5
Legal Lot Number	4
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	2
Census Block	2033
Census Tract	300

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 N 20TH ST, MATTOON, IL 61938-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 9, 2017	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2017 · Amount on Record
Deed Sale	Jan 9, 2017 · Amount on Record
Prior Sale	Jan 22, 2008 · Amount on Record
Deed Document Number	2017768120
Prior Transfer Date	May 13, 2005
Prior Transfer Doc	680076
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	809 N 20TH ST, MATTOON, IL 61938-2817
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100798973
Date	Dec 30, 2021
Instrument	202100798973

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jan 9, 2017
Property Address	809 N 20TH ST, MATTOON, IL 61938-2817
Document Number	201700768120
Instrument Date	Jan 9, 2017
Instrument	201700768120
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 N 20TH ST, MATTOON, IL 61938-2817

Mortgage

Document Number	201700768121
Date	Jan 9, 2017
Instrument	201700768121

Lender

Name	WASHINGTON STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,384.00 (+6.54%) Homeowner's exemption	$23,455 (+10.2%) Land $5,114 Building $18,341	$70,365 (+10.2%) Land $15,342 Building $55,023
2024	$1,299.00 (+20.95%)	$21,284 (+12%) Land $4,641 Building $16,643	$63,852 (+12%) Land $13,923 Building $49,929
2023		$19,004 Land $4,144 Building $14,860	$57,012 Land $12,432 Building $44,580
2020	$1,074.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile, Verizon.

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