809 Moorefield Dr, Ruther Glen, VA 22546 Property Records

Caroline County property record for 809 Moorefield Dr, Ruther Glen, VA 22546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 1987
Lot Size	0.309 acres (13,474 sqft)
Owner	Individual Name on File
Last Sale	$312,500 (Sep 2022)
Tax Bill	$1,882 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51A7-1 B-838`

Property Details

APN / Parcel Number

Primary APN	`51A7-1 B-838`
Alternative APNs	`051A7 1 B 838` `14136`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	3,004 sqft
1st Floor Area	1,208 sqft
Basement Area	1,208 sqft
Finished Basement	302 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,474 sqft (0.309 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	14136
Street Address	809 MOOREFIELD DR
City	RUTHER GLEN
State	VA
Zip	22546-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE LAND OR LOT B838
Legal Subdivision	LAKE LAND
Legal Lot Number	B838
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3015
Census Tract	30502

Owner

809 Moorefield Dr is owned and occupied by an individual who bought it in September 2022.

Source: Caroline County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	809 MOOREFIELD DR, RUTHER GLEN, VA 22546-1057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed, Transfer · Conventional Mortgage BANK OF CHARLES TOWN
May 28, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 27, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Prior Sale	Mar 1, 2016
Deed Document Number	20224331
Deed Book / Page	1511 / 671
Prior Transfer Date	Feb 25, 2016
Prior Transfer Doc	0000000700
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE VA
Recording Date	Sep 1, 2022
Property Address	809 MOOREFIELD DR, RUTHER GLEN, VA 22546-1057
Document Number	0001511671
Book / Page	1511 / 671
Map Reference	MB 218 PG 150
Instrument Date	Aug 30, 2022
Instrument	220004331
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 MOOREFIELD DR, RUTHER GLEN, VA 22546-1057

Mortgage

Document Number	0220004332
Date	Sep 1, 2022
Instrument	220004332

Lender

Name	BANK OF CHARLES TOWN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	809 MOOREFIELD DR, RUTHER GLEN, VA 22546-1057
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1441410
Date	May 28, 2021
Book Page	1441/410
Instrument	210003195

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	809 MOOREFIELD DR, RUTHER GLEN, VA 22546-1057
Document Number	1262427
Book / Page	001262 / 000427
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	TERRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	809 MOOREFIELD DR RUTHER GLEN VA 225461057, RUTHER GLEN, VA 22546-1057

Mortgage

Document Number	1262427
Date	Apr 5, 2017
Book Page	001262/000427
Instrument	1544

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 809 Moorefield Dr was $1,882, down 99.2% from the year before.

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,882.00 (-99.25%)	$324,460 Land $50,000 Building $274,460
2025	$249,834.00		$324,460 Land $50,000 Building $274,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Moorefield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Moorefield Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE LAND`OR private · serves 4,818 people · EPA ID VA6033450
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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