809 Mill Stream Rd, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 809 Mill Stream Rd, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,100 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Tax Bill	$5,556 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`068442-0150`

Property Details

APN / Parcel Number

Primary APN	`068442-0150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	3,100 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	1,559 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	507 sqft
Porch	Finished/Open Porch
Porch Area	230 sqft
Deck Area	Deck Area
Patio Area	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	809 MILL STREAM RD
City	PONTE VEDRA BEACH
State	FL
Zip	32082-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	31/23-30 ODOMS MILL UNIT TWO PHASE I LOT 15 OR1391/146 & 4479/523
Legal Range	29E
Legal Township	04S
Legal Section	43
Legal Subdivision	ODOMS MILL UNIT 2 PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	15
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	2
Census Block	2000
Census Tract	20706

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	809 MILL STREAM RD, PONTE VEDRA BEACH, FL 32082-4150
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 17, 2019
Transfer Doc	0047990523
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	809 MILL STREAM RD, PONTE VEDRA BEACH, FL 32082-4150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050731722
Date	Oct 19, 2020
Book Page	5073/1722
Instrument	2020092102

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 20, 2019
Property Address	809 MILL STREAM RD, PONTE VEDRA BEACH, FL 32082-4150
Document Number	0047990523
Book / Page	004799 / 000523
Instrument Date	Jul 17, 2019
Instrument	70213
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	809 MILL STREAM RD PONTE VEDRA BEACH FL 320824150, PONTE VEDRA BEACH, FL 32082-4150

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,036 (+2.7%)	$807,835 (+0.48%) Land $175,000 Building $632,835
2025	$5,556.00 (+12.08%) Homeowner's exemption	$426,520 (+5.99%)	$803,961 (+5.82%) Land $165,000 Building $638,961
2024	$4,957.00 (+1.95%)
2023	$4,862.00 (+2.73%) Homeowner's exemption	$402,427 (+3%)	$759,724 (+18.35%) Land $160,000 Building $599,724
2022	$4,733.00 Homeowner's exemption	$390,706	$641,909 Land $145,600 Building $496,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 384 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	384 in force
Nearby Flood Claims	2 (2012–2017)
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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