Anne Arundel County property record for 809 Mill Creek Rd, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,720 sqft · built 2020 |
| Lot Size | 0.243 acres (10,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $679,000 (Aug 2020) |
| Tax Bill | $7,586 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-525-24315200 |
| Primary APN | 03-525-24315200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,720 sqft Living Area |
| Gross Area | 3,120 sqft |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,579 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 413 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 52524315200 |
|---|---|
| Street Address | 809 MILL CREEK RD |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 65 PL 2 MAGOTHY SHORES |
| Legal Subdivision | MAGOTHY SHORES |
| Legal Block | 2 |
| Legal Lot Number | 65 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 731105 |
809 Mill Creek Rd is owned and occupied by two individuals who bought it in August 2020.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 MILL CREEK RD, ARNOLD, MD 21012-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed, Subdivision Related Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Jul 21, 2020 | Grant Deed, Transfer · VA Mortgage FIRST HM MTG CORP |
| May 14, 2020 | Grant Deed, Transfer HOMELAND TITLE AND ESCROW LIMITED, HOMELAND TITLE & ESCROW LTD |
| Jun 26, 2019 | Grant Deed, Transfer HOMELAND TITLE AND ESCROW LIMITED, HOMELAND TITLE & ESCROW LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on File |
| Deed Sale | Aug 20, 2020 · Amount on File |
| Prior Sale | Jun 26, 2019 · Amount on File |
| Deed Book / Page | 35079 / 241 |
| Prior Transfer Date | Apr 17, 2007 |
| Prior Transfer Doc | 0191120119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 20, 2020 |
| Property Address | 809 MILL CREEK RD, ARNOLD, MD 21012-1130 |
| Document Number | 0350790241 |
| Book / Page | 35079 / 241 |
| Map Reference | CAB 3 ROD E-6 PL 3 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | HOMELAND TITLE & ESCROW LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 809 MILL CREEK RD, ARNOLD, MD 21012-1130 |
| Document Number | 35079246 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 35079/246 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 21, 2020 |
| Property Address | 809 MILL CREEK RD, ARNOLD, MD 21012-1130 |
| Document Number | 0349250296 |
| Book / Page | 034925 / 000296 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2020 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 807 MILL CREEK RD ARNOLD MD 210121130, ARNOLD, MD 21012-1130 |
| Document Number | 349250304 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 034925/000304 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 14, 2020 |
| Property Address | 809 MILL CREEK RD, ARNOLD, MD 21012-1130 |
| Document Number | 0345840164 |
| Book / Page | 034584 / 000164 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | HOMELAND TITLE AND ESCROW LIMITED, HOMELAND TITLE & ESCROW LTD |
| Amount | Amount on Record |
|---|---|
| Tax | $665.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 807 MILL CREEK RD ARNOLD MD 210121130, ARNOLD, MD 21012-1130 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 26, 2019 |
| Property Address | 809 MILL CREEK RD, ARNOLD, MD 21012-1130 |
| Document Number | 0332800282 |
| Book / Page | 033280 / 000282 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | HOMELAND TITLE AND ESCROW LIMITED, HOMELAND TITLE & ESCROW LTD |
| Amount | Amount on Record |
|---|---|
| Tax | $289.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 5003 SEVERNA PARK MD 211460356, SEVERNA PARK, MD 21146-0356 |
The 2025 property tax bill for 809 Mill Creek Rd was $7,586 with a homeowner's exemption, up 2.3% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $740,900 (+7.97%) | $795,600 (-) Land $239,700 Building $555,900 | |
| 2025 | $7,586.00 (+2.28%) Homeowner's exemption | $686,200 | $795,600 Land $239,700 Building $555,900 |
| 2024 | $7,417.00 (+9.44%) | ||
| 2023 | $6,777.00 | $620,633 | $631,500 Land $239,700 Building $391,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Mill Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 individual policies |
| Nearby Flood Policies | 65 units insured incl. 34 condo units |
| Nearby Flood Claims | 31 (1979–2024) |
| Claims Outside the SFHA | 5 of 31 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Mill Creek Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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