Winnebago County property record for 809 Merrill Ave, Loves Park, IL 61111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,364 sqft · built 1953 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,867 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 150C203 |
| Primary APN | 150C203 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Gross Area | 1,788 sqft |
| 1st Floor Area | 744 sqft |
| Basement Area | 744 sqft |
| Finished Basement | 320 sqft |
| Unfinished Basement | 424 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 135 ft deep x 49 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 809 MERRILL AVE |
|---|---|
| City | LOVES PARK |
| State | IL |
| Zip | 61111-5142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BURCHFIELD GARDENS IN S1/2 SEC 6-44-2LOT 003 BLOCK 012 |
| Legal Range | 2 |
| Legal Township | 44 |
| Legal Section | 6 |
| Legal Subdivision | BURCHFIELD GARDENS |
| Legal Block | 012 |
| Legal Lot Number | 3 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 300 |
809 Merrill Ave is owned and occupied by an individual who acquired it in October 2023.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 MERRILL AVE, LOVES PARK, IL 61111-5142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIRST MIDWEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 6, 2023 |
| Transfer Doc | 0000024130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Oct 12, 2023 |
| Property Address | 809 MERRILL AVE, LOVES PARK, IL 61111-5142 |
| Document Number | 0000024130 |
| Map Reference | BK16 PG2 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2324130 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 MERRILL AVE, LOVES PARK, IL 61111-5142 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 809 MERRILL AVE, LOVES PARK, IL 61111-5142 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001959 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2101959 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 809 Merrill Ave was $2,867, up 9.4% from the year before.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Loves Park City |
| Unified School District | Harlem Unit School District 122 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,867.00 (+9.39%) | $41,759 (+11.43%) Land $4,709 Building $37,050 | $125,277 (+11.43%) Land $14,127 Building $111,150 |
| 2024 | $2,621.00 | $37,476 Land $4,226 Building $33,250 | $112,428 Land $12,678 Building $99,750 |
| 2022 | Homeowner's exemption | $29,535 Land $3,330 Building $26,205 | $88,605 Land $9,990 Building $78,615 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Merrill Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1981) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 809 Merrill Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOVES PARK serves 23,335 people · EPA ID IL2010150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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