Cleveland County property record for 809 McGowan Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,167 sqft · built 1984 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,500 (Oct 2005) |
| Tax Bill | $1,644 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20978 |
| Primary APN | 20978 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,167 sqft Finished Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 352 sqft |
| Storage Building | 42 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1220603 |
|---|---|
| Street Address | 809 MCGOWAN RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-6044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 809 MCGOWAN RD |
| Legal Subdivision | SOUTHERN HEIGHTS INC |
| Legal Block | 4 |
| Legal Lot Number | 23 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950702 |
809 McGowan Rd is owned and occupied by an individual who bought it in October 2005.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 MCGOWAN RD, SHELBY, NC 28150-6044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2005 · Amount on File |
| Deed Sale | Oct 3, 2005 · Amount on File |
| Deed Document Number | 2005600254 |
| Deed Book / Page | 1465 / 823 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 809 McGowan Rd was $1,644, up 2.6% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,644.00 (+2.62%) | $161,052 (-) Land $21,645 Building $139,407 | $161,052 (-) Land $21,645 Building $139,407 |
| 2025 | $1,602.00 | $161,052 Land $21,645 Building $139,407 | $161,052 Land $21,645 Building $139,407 |
| 2023 | $99,848 Land $14,430 Building $85,418 | $99,848 Land $14,430 Building $85,418 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 McGowan Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 McGowan Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Ripple Fiber.
5G (outdoors only) and 4G LTE
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