809 McGill St, Albemarle, NC 28001 Property Records

Stanly County property record for 809 McGill St, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,236 sqft · built 1940
Lot Size	2.76 acres (120,226 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Feb 2022)
Tax Bill	$7,032 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`654802672746`

Property Details

APN / Parcel Number

Primary APN	`654802672746`
Alternative APNs	`1537726` `19096`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,236 sqft Finished Area
Basement Area	1,632 sqft
Finished Basement	1,632 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	120,226 sqft (2.76 acres)
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	512 sqft
Porch	Porch
Porch Area	723 sqft
Patio Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1537726
Street Address	809 MCGILL ST
City	ALBEMARLE
State	NC
Zip	28001-4139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	HSE 809 MCGILL ST 654807249
Legal Subdivision	FOREST HILLS
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	1
Census Block	1012
Census Tract	931204

Owner

809 McGill St is owned and occupied by two individuals who bought it in February 2022.

Source: Stanly County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	809 MCGILL ST, ALBEMARLE, NC 28001-4139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK
Feb 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Deed Document Number	2022443901
Deed Book / Page	1776 / 945
Prior Transfer Date	Jan 6, 2020
Prior Transfer Doc	0000417088
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Feb 25, 2022
Property Address	809 MCGILL ST, ALBEMARLE, NC 28001-4139
Document Number	0000443901
Book / Page	1776 / 945
Instrument Date	Feb 24, 2022
Instrument	443901
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 HIDDEN CREEK CIR, 417, SALISBURY, NC 28147-7223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 MCGILL ST, ALBEMARLE, NC 28001-4139

Mortgage

Document Number	0000443902
Date	Feb 25, 2022
Instrument	443902

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Feb 10, 2020
Property Address	809 MCGILL ST, ALBEMARLE, NC 28001-4139
Document Number	0000417088
Book / Page	001692 / 000882
Instrument Date	Jan 6, 2020
Instrument	417088
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	809 MCGILL ST ALBEMARLE NC 280014139, ALBEMARLE, NC 28001-4139

Tax Assessment & Valuation

The 2026 property tax bill for 809 McGill St was $7,032.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,032.00	$627,912 Land $71,720 Building $556,192	$627,912 Land $71,720 Building $556,192
2023	$6,051.00	$496,021 Land $48,500 Building $447,521	$496,021 Land $48,500 Building $447,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 McGill St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2020)
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 McGill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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