809 Madison Ave, McHenry, IL 60050 Property Records

McHenry County property record for 809 Madison Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,543 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on Record
Last Sale	$236,000 (Nov 2019)
Tax Bill	$6,916 (2024)
Deeds & Mortgages	May 2026 Sale Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-04-451-003`

Property Details

APN / Parcel Number

Primary APN	`14-04-451-003`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	1,543 sqft Living Area
1st Floor Area	1,543 sqft
Basement Area	1,543 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	809 MADISON AVE
City	MCHENRY
State	IL
Zip	60050-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0039675 LT 112 PATRIOT ESTATES
Legal Subdivision	PATRIOT ESTATES
Legal Lot Number	112
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1027
Census Tract	870813

Owner

Source: McHenry County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	809 MADISON AVE, MCHENRY, IL 60050-2414
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 19, 2019	Special Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Aug 15, 2018	Loan Modification, Mortgage · Line of Credit WESTBURY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Deed Document Number	201939675
Last Transfer Date	May 5, 2026
Transfer Doc	0000014248
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 22, 2026
Property Address	809 MADISON AVE, MCHENRY, IL 60050-2414
Document Number	0000014248
Instrument Date	May 5, 2026
Instrument	202614248
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	809 MADISON AVE, MCHENRY, IL 60050-2414

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 19, 2019
Property Address	809 MADISON AVE, MCHENRY, IL 60050-2414
Document Number	0000039675
Map Reference	DOC 2006R0081409
Instrument Date	Nov 15, 2019
Instrument	2019R0039675
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	809 MADISON AVE, MCHENRY, IL 60050-2414

Mortgage

Document Number	0000039676
Date	Nov 19, 2019
Instrument	2019R0039676

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Recording Date	Aug 15, 2018
Property Address	809 MADISON AVE, MCHENRY, IL 60050-2414
Instrument Date	Aug 14, 2018
Instrument	28075
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000028075
Date	Aug 15, 2018
Instrument	28075

Lender

Name	WESTBURY BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,916.00	$90,169 (+33.6%) Land $17,386 Building $72,783	$270,507 (+33.6%) Land $52,158 Building $218,349
2022	Homeowner's exemption	$67,492 Land $15,842 Building $51,650	$202,476 Land $47,526 Building $154,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: i3 Broadband.

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