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809 Mackenzie Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 809 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,412 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2007)
Tax Bill$1,426.00 (2025)

Property Details

APN / Parcel Number

Primary APN028821-1770

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,412 sqft Living Area
Gross Area1,824 sqft Gross Area
1st Floor1,412 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area412 sqft Garage
Patio Area80 sqft Patio
Porch Area42 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address809 MACKENZIE CIR
CitySAINT AUGUSTINE
StateFL
Zip32092-3437
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 177 OR2939/598 & 3835/652(Q/C)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT ST. JOHNS PHASE 3
Legal Phase3
Legal Block4
Legal Lot Number177
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4011
Census Tract20905

Owner

Source: St. Johns County records · APN 028821-1770

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address809 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3437
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2007 · Amount on Record
Deed SaleJun 26, 2007 · Amount on Record
Prior SaleJun 01, 2005 · Amount on Record
Deed Doc Number200743243
Deed Book / Page2939 / 598
Last Transfer DateDec 31, 2013
Transfer Doc0038350652
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address809 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3437
Transaction TypeMortgage
Record UpdatedOct 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3437

Mortgage

Document Number0056400546
DateSep 27, 2022
Book Page5640/546
Instrument2022091485
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 16, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address809 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3437
Document Number0046430391
Instrument DateNov 16, 2018
Transaction TypeMortgage
Record UpdatedDec 05, 2018
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2159 SCOTTS CROSSING CT #303 CAPE ST CLAIRE MD 214018252, 303, CAPE ST CLAIRE, MD 21401-8252

Mortgage

Document Number0046430391
DateNov 20, 2018
Book Page004643/000391
Instrument83390
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VI 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 19, 2033

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$123,091 (+2.7%)$261,091 (+0.16%) Land $70,000 Building $191,091
2025$1,426.00 (+16.98%) Homeowner's exemption$119,855 (+5.99%)$260,670 (-8.52%) Land $70,000 Building $190,670
2024$1,219.00 (+2.44%)
2023$1,190.00 (+4.57%) Homeowner's exemption$113,084 (+3%)$284,952 (+8.38%) Land $82,790 Building $202,162
2022$1,138.00 Homeowner's exemption$109,790$262,930 Land $73,920 Building $189,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,149 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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