Ellis County property record for 809 Loy Ln, Ennis, TX 75119
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,580 sqft · built 1960 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,699 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R161142 |
| Primary APN | R161142 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Gross Area | 1,940 sqft |
| 1st Floor Area | 980 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 132 ft deep x 76 ft wide |
| Porch | Covered Porch |
|---|---|
| Porch Area | 452 sqft |
| Deck Area | 124 sqft |
| Storage Building | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 809 LOY LN |
|---|---|
| City | ENNIS |
| State | TX |
| Zip | 75119-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LYNDALE #2 ENNIS .23 AC |
| Legal Subdivision | LYNDALE #2 ENNIS |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | ENNIS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 61402 |
809 Loy Ln is owned and occupied by two individuals.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 LOY LN, ENNIS, TX 75119-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit CENTEX CITIZENS CREDIT UNION |
| Oct 8, 2019 | Deed of Trust, Mortgage PROVIDENCE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Aug 24, 2026 |
| Property Address | 809 LOY LN, ENNIS, TX 75119-2321 |
| Document Number | 0000030606 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202630606 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | MICRO TITLE SYSTEMS INC, MICRO TITLE |
| Name | Verified Name |
|---|---|
| Address | 809 LOY LN, ENNIS, TX 75119-2321 |
| Document Number | 0000030606, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202630606 |
| Name | CENTEX CITIZENS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 19, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 809 LOY LN, ENNIS, TX 75119-2321 |
| Document Number | 0000030513 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | PROVIDENCE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 809 LOY LN ENNIS TX 751192321, ENNIS, TX 75119-2321 |
The 2025 property tax bill for 809 Loy Ln was $1,699 with a homeowner's exemption, down 8.1% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Ennis City |
| Unified School District | Ennis Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,832 (+1%) | $178,375 (+3.32%) Land $65,000 Building $113,375 | |
| 2025 | $1,699.00 (-8.06%) Homeowner's exemption | $158,938 Land $65,000 Building $107,648 | $172,648 Land $65,000 Building $107,648 |
| 2024 | $1,848.00 (+18.16%) | ||
| 2023 | $1,564.00 Homeowner's exemption | $182,265 Land $60,000 Building $122,265 | $182,265 Land $60,000 Building $122,265 |
| 2018 | $1,697.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Loy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Loy Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ENNIS serves 24,891 people · EPA ID TX0700001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| fiberfly Fixed Wireless | 100 / 30 |
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