809 Loretta Ave, Toronto, OH 43964 Property Records

Jefferson County property record for 809 Loretta Ave, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,224 sqft · built 1926
Lot Size	0.102 acres (4,440 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2020)
Tax Bill	$2,857 (2025)
Deeds & Mortgages	Jun 2026 Transfer Nov 2017 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01373-000`

Property Details

APN / Parcel Number

Primary APN	`13-01373-000`
Alternative APN	`01373`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
1st Floor Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Other
Lot Area	4,440 sqft (0.102 acres)
Lot Dimensions	120 ft deep x 37 ft wide
Garage Area	900 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	809 LORETTA AVE
City	TORONTO
State	OH
Zip	43964-1363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 36 BAN PLAN 37X120 MAP-13-11B0-05200
Legal Subdivision	BANFIELD IMPROVEMENT COMPANYS PLAN
Jurisdiction	JEFFERSON OH
Township / Civil Division	ISLAND CREEK
Census Block Group	1
Census Block	1012
Census Tract	11300

Owner

Source: Jefferson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 LORETTA AVE, TORONTO, OH 43964-1363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 2, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BUILDERS
Dec 28, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	2020361767
Deed Book / Page	1457 / 867
Last Transfer Date	Dec 2, 2025
Transfer Doc	0000413366
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON OH
Recording Date	Jun 3, 2026
Property Address	809 LORETTA AVE, TORONTO, OH 43964-1363
Document Number	0000413366
Book / Page	1545 / 372
Instrument Date	Dec 2, 2025
Instrument	2026413366
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 LORETTA AVE, TORONTO, OH 43964-1363

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	809 LORETTA AVE, TORONTO, OH 43964-1363
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001273/538
Date	Nov 2, 2017
Book Page	1273/538
Instrument	326371

Lender

Name	US BUILDERS
Type	Non-Lending Institution
Address	ALLISON PARK, PA 15101

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 20, 2032

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	Dec 28, 2020
Property Address	809 LORETTA AVE, TORONTO, OH 43964-1363
Document Number	001457/867
Book / Page	1457 / 867
Map Reference	CAB C SL 154-156
Instrument Date	Dec 7, 2020
Instrument	361767
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1429 RODRIGUEZ ST, 1429, HARLINGEN, TX 78552-2561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 LORETTA AVE, TORONTO, OH 43964-1363

Mortgage

Document Number	0000361768
Date	Dec 28, 2020
Instrument	361768

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Island Creek Township
Municipality	Toronto City
Unified School District	Toronto City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,857.00	$71,684 (-) Land $3,238 Building $68,446
2024	$2,857.00 (-16.92%) Homeowner's exemption	$71,684 (+39.21%) Land $3,238 Building $68,446	$204,810 (+39.21%) Land $9,250 Building $195,560
2022	$3,439.00 Homeowner's exemption	$51,493 Land $2,720 Building $48,773
2021			$147,120 Land $7,770 Building $139,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Smart Way Communications, Verizon, Xfinity.

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