Cambria County property record for 809 Locust St, Saint Michael, PA 15951
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.082 acres (3,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $210 (2026) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Mar 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-046.-104.000 |
| Primary APN | 01-046.-104.000 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,600 sqft (0.082 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 30 ft wide |
| Street Address | 809 LOCUST ST |
|---|---|
| City | SAINT MICHAEL |
| State | PA |
| Zip | 15951-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30 X 120 1/2 H |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | ADAMS |
| Census Block Group | 1 |
| Census Block | 1026 |
809 Locust St is owned and occupied by two individuals.
Source: Cambria County records, as of April 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 LOCUST ST, SAINT MICHAEL, PA 15951-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2025 | Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 31, 2025 | Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 26, 2024 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Recording Date | Mar 31, 2025 |
| Property Address | LOCUST ST, PA |
| Document Number | 202500002557 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 2025-00002557 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 LOCUST ST, SAINT MICHAEL, PA 15951-2002 |
| Document Number | 202500002558 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | 2025-00002558 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Recording Date | Mar 31, 2025 |
| Property Address | 809 LOCUST ST, SAINT MICHAEL, PA 15951-2002 |
| Document Number | 202500002557 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 2025-00002557 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 LOCUST ST, SAINT MICHAEL, PA 15951-2002 |
| Document Number | 202500002558 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | 2025-00002558 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Recording Date | Sep 26, 2024 |
| Property Address | 809 LOCUST ST, SAINT MICHAEL, PA 15951-2002 |
| Document Number | 202400008704 |
| Map Reference | MB 6 PG 26 |
| Instrument Date | Sep 20, 2024 |
| Instrument | 2024-00008704 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 805 LOCUST ST, SAINT MICHAEL, PA 15951-2002 |
The 2026 property tax bill for 809 Locust St was $210.
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| County Subdivision | Adams Township |
| Unified School District | Forest Hills School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210.00 | $3,640 (-) Land $260 Building $3,380 | |
| 2025 | $210.00 (-37.31%) | $3,640 (-) Land $260 Building $3,380 | |
| 2024 | $335.00 | $3,640 Land $260 Building $3,380 | |
| 1972 | $3,640 Land $260 Building $3,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Locust St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 809 Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND S & W AUTH BEAVERDAM serves 22,617 people · EPA ID PA4110017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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