809 Lewis Rd, #D, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 809 Lewis Rd, #D, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 1978
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Sep 2026)
Tax Bill	$4,058 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`412-051-019-000`

Property Details

APN / Parcel Number

Primary APN	`412-051-019-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	143,748 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	809 LEWIS RD, D
City	ROYAL OAKS
State	CA
Zip	95076-9345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR OF ASSRS SUB B OF NW1/4 OF SW1/4 SEC13 T12 R2 AS DESC IN R747 PG 841 3.3 AC APRX RW & EXC RW
Legal Subdivision	POR OF ASSRS SUB
Legal Tract	12
Legal Block	1
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1006
Census Tract	10102

Owner

809 Lewis Rd, #D is owned and occupied by two individuals who bought it in September 2026.

Source: Monterey County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	809 LEWIS RD, D, ROYAL OAKS, CA 95076-9345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Deed Document Number	202631495
Prior Transfer Date	Jul 15, 2022
Prior Transfer Doc	0000031816
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 15, 2026
Property Address	809 LEWIS RD, D, ROYAL OAKS, CA 95076-9345
Document Number	0000031495
Instrument Date	Sep 4, 2026
Instrument	202631495
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,657.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	809 LEWIS RD, ROYAL OAKS, CA 95076-9345

Mortgage

Document Number	0000031496,
Date	Sep 15, 2026
Instrument	202631496

Lender

Name	PREMIER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 809 Lewis Rd, #D was $4,058 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$345,471 (+2%) Land $119,465 Building $226,006
2025	$4,058.00 Homeowner's exemption	$338,698 Land $117,123 Building $221,575
2023	$3,616.00 (+1.8%) Homeowner's exemption	$325,548 Land $112,576 Building $212,972
2022	$3,552.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 809 Lewis Rd, #D in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1978–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Lewis Rd, #D is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PSMCSD - PAJARO serves 3,500 people · EPA ID CA2710020
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, Cruzio, Verizon.

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