Montgomery County property record for 809 Laurel Dr, Clarksville, TN 37043
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,172 sqft · built 1980 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,001 (Sep 2026) |
| Tax Bill | $2,371 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Aug 2026 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56L E 13.00 |
| Primary APN | 56L E 13.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| Gross Area | 2,862 sqft |
| 1st Floor Area | 1,431 sqft |
| Basement Area | 1,431 sqft |
| Finished Basement | 729 sqft |
| Unfinished Basement | 702 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 39 ft deep x 115 ft wide |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 2,170 sqft |
| Porch | Slab |
| Porch Area | 51 sqft |
| Patio Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 809 LAUREL DR |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37043-5960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIVISION: SWAN LAKE VILLAGE BLOCK: A LOT: 46 PLAT BOOK: 10 PLAT PAGE: 68 12B-46 PICKED UP DRWY & SLAB (A) T-97 |
| Legal Subdivision | SWAN LAKE VILLAGE |
| Legal Block | A |
| Legal Lot Number | 46 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 101905 |
Source: Montgomery County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17165 NEW CASTLE DR, PHILLIPSBURG, MO 65722-8114 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 12, 2026 | Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT |
| Sep 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on Record |
| Deed Sale | Sep 30, 2026 · Amount on Record |
| Prior Sale | Aug 12, 2026 · Amount on Record |
| Deed Document Number | 20261560540 |
| Deed Book / Page | 2509 / 2854 |
| Prior Transfer Date | Aug 5, 2026 |
| Prior Transfer Doc | 0001555089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Sep 30, 2026 |
| Property Address | 809 LAUREL DR, CLARKSVILLE, TN 37043-5960 |
| Document Number | 0001560540 |
| Book / Page | 2509 / 2854 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20261560540 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $93,425.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17165 NEW CASTLE DR, PHILLIPSBURG, MO 65722-8114 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Aug 12, 2026 |
| Property Address | 809 LAUREL DR, CLARKSVILLE, TN 37043-5960 |
| Document Number | 0001555089 |
| Book / Page | 2503 / 2200 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 20261555089 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $119,733.48 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Sep 11, 2023 |
| Property Address | 809 LAUREL DR, CLARKSVILLE, TN 37043-5960 |
| Document Number | 002324/223 |
| Book / Page | 2324 / 223 |
| Map Reference | MB10PG68-68APL68-68A |
| Instrument Date | Sep 11, 2023 |
| Instrument | 1436409 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | MOMENTUM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,239.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5577 E OCEAN BLVD, LONG BEACH, CA 90803-4458 |
| Document Number | 0001436410 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 1436410 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 809 LAUREL DR, CLARKSVILLE, TN 37043-5960 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001275700 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 2010/735 |
| Instrument | 1275700 |
| Name | THE HOME LOAN EXPERT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Municipality | Clarksville City |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,371.00 (+1.32%) | $78,500 (-) | $314,000 (-) Land $65,000 Building $249,000 |
| 2024 | $2,340.00 (+6.7%) | $78,500 (+51.03%) | $314,000 (+51.03%) Land $65,000 Building $249,000 |
| 2023 | $2,193.00 | $51,975 (-) | |
| 2022 | $2,193.00 | $51,975 | $207,900 Land $46,000 Building $161,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CDE Lightband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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