809 Lakeshore Dr, Morris, IL 60450 Property Records

Grundy County property record for 809 Lakeshore Dr, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Details	1,672 sqft · built 1985
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$266,000 (Apr 2022)
Tax Bill	$8,538 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-04-305-001`

Property Details

APN / Parcel Number

Primary APN	`05-04-305-001`

Interior

Building Area	1,672 sqft Total Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	809 LAKESHORE DR
City	MORRIS
State	IL
Zip	60450-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEAL SUB 2ND ADD LT 31 SEC 4-33-7
Legal Range	07W
Legal Township	33N
Legal Section	04
Legal Subdivision	CEAL SUBDIVISION
Legal Lot Number	31
Jurisdiction	GRUNDY IL
Township / Civil Division	MORRIS
Census Block Group	2
Census Block	2051
Census Tract	400

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 LAKESHORE DR, MORRIS, IL 60450-2403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MTG CORP
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Jun 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Deed Document Number	2022612467
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Apr 11, 2022
Property Address	809 LAKESHORE DR, MORRIS, IL 60450-2403
Document Number	0000612467
Map Reference	DOC 257553
Instrument Date	Apr 6, 2022
Instrument	612467
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	809 LAKESHORE DR, MORRIS, IL 60450-2403

Mortgage

Document Number	0000612468
Date	Apr 11, 2022
Instrument	612468

Lender

Name	AMERICAN PORTFOLIO MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.25%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	809 LAKESHORE DR, MORRIS, IL 60450-2403
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000606312
Date	Aug 13, 2021
Instrument	606312

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2051

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	809 LAKESHORE DR, MORRIS, IL 60450-2403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000570157
Date	Jun 1, 2017
Instrument	570157

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 7, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Morris Township
Municipality	Morris City
Elementary School District	Morris School District 54 (PK - 08)
Secondary School District	Morris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,538.00 (+34.82%)	$109,100 (+25.52%) Land $19,196 Building $89,904	$327,300 (+25.52%) Land $57,588 Building $269,712
2022	$6,333.00 Homeowner's exemption	$86,921 Land $15,293 Building $71,628	$260,763 Land $45,879 Building $214,884

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (2013)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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