809 Lake Park Cir, Galt, CA 95632 Property Records

Sacramento County property record for 809 Lake Park Cir, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,328 sqft · built 2025
Lot Size	0.048 acres (2,100 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Feb 2026)
Tax Bill	$4,442 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`148-1290-019-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1290-019-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,328 sqft Living Area
1st Floor Area	567 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Roof Material	Composition Shingle
Lot Area	2,100 sqft (0.048 acres)
Garage Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	809 LAKE PARK CIR
City	GALT
State	CA
Zip	95632-3788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PQ
Legal Subdivision	GREENWOOD COTTAGESPHASE 2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2000
Census Tract	9409

Owner

809 Lake Park Cir is owned and occupied by two individuals who bought it in February 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	809 LAKE PARK CIR, GALT, CA 95632-3788
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Grant Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2025	Grant Deed, Transfer LENNAR TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Deed Book / Page	20260206 / 461
Record Updated	Sep 20, 2026

February 2026: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 6, 2026
Property Address	809 LAKE PARK CIR, GALT, CA 95632-3788
Document Number	0000000461
Map Reference	MB 463 PG 5
Instrument Date	Jan 15, 2026
Instrument	202602060461
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2026
Title Company	UNKNOWN, LENNAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7809 LAKE PARK CIRCLE, GALT, CA 95632

Mortgage

Document Number	0000000462
Date	Feb 6, 2026
Instrument	202602060462

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 10, 2025
Property Address	809 LAKE PARK CIR, GALT, CA 95632-3788
Document Number	0000000820
Map Reference	MB 463 PG 5
Instrument Date	Oct 9, 2025
Instrument	202510100820
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 CREEKSIDE RIDGE DR STE 240, 240, ROSEVILLE, CA 95678-3573
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 809 Lake Park Cir was $4,442.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$328,402 (+157.23%) Land $120,402 Building $208,000
2025	$4,442.00	$127,670 Land $127,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 809 Lake Park Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Lake Park Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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