809 Lake Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 809 Lake Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,276 sqft · built 1968
Lot Size	0.345 acres (15,010 sqft)
Owner	Company Name on File
Last Sale	$3,000,000 (Aug 2021)
Tax Bill	$17,015 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-00051-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`47-00051-0000-00001`
Alternative APN	`470005100001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,276 sqft Living Area
1st Floor Area	2,132 sqft
Basement Area	1,892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,010 sqft (0.345 acres)
Lot Dimensions	158 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	809 LAKE AVE
City	SPRING LAKE
State	NJ
Zip	07762-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	L2-3
Legal Subdivision	GROUND PLAN OF SPRING LAKE BEACH
Legal Block	51
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	4
Census Block	4012
Census Tract	809100

Owner

809 Lake Ave is owned by a company that bought it in August 2021.

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	503 1ST AVE, SPRING LAKE, NJ 07762-1171
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Prior Sale	Jun 25, 2015 · Amount on File
Deed Document Number	2021127156
Deed Book / Page	9537 / 3411
Prior Transfer Date	Dec 17, 2014
Prior Transfer Doc	0090936852
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 20, 2021
Property Address	809 W LAKE DR, SPRING LAKE, NJ 07762-1236
Document Number	0095373411
Book / Page	9537 / 3411
Instrument Date	Aug 2, 2021
Instrument	2021127156
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 OLMSTEAD HILL RD, 76, WILTON, CT 06897-1728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1570 HOLLY BLVD, MANASQUAN, NJ 08736-1508

Mortgage

Document Number	2021127157
Date	Aug 20, 2021
Instrument	2021127157

Lender

Name	MANASQUAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 809 Lake Ave was $17,015, up 1.2% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,991,700 (+7.21%) Land $3,563,000 Building $428,700	$3,991,700 (+7.21%) Land $3,563,000 Building $428,700
2025	$17,015.00 (+1.23%)	$3,723,200 Land $3,269,000 Building $454,200	$3,723,200 Land $3,269,000 Building $454,200
2024	$16,808.00
2023		$3,320,400 Land $2,964,300 Building $356,100	$3,320,400 Land $2,964,300 Building $356,100
2022	$15,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Lake Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	21 (1979–2012)
Claims Outside the SFHA	16 of 21
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Lake Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20