809 la Luna, Cibolo, TX 78108 Property Records

Guadalupe County property record for 809 la Luna, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4,003 sqft · built 2015
Lot Size	0.266 acres (11,609 sqft)
Owner	Individual Name on Record
Tax Bill	$7 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G-3808-4002-06400-000`

Property Details

APN / Parcel Number

Primary APN	`1G-3808-4002-06400-000`
Alternative APNs	`000000157878` `000000248586`

Interior

Stories	2 Stories
Building Area	4,003 sqft Living Area
Gross Area	4,738 sqft
2nd Floor Area	710 sqft

Exterior

Year Built	Built 2015
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,609 sqft (0.266 acres)
Lot Dimensions	147 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	72 sqft
Patio Area	228 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000000248586
Old Parcel Number	1G3808400206400000
Street Address	809 LA LUNA
City	CIBOLO
State	TX
Zip	78108-3970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA @ TURNING STONE UNIT #4 BLOCK 2 LOT 64 0.2665 AC
Legal Subdivision	MESA @ TURNING STONE UNIT #4
Legal Tract	64
Legal Block	2
Legal Lot Number	64
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3007
Census Tract	210613

Owner

Source: Guadalupe County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 LA LUNA, CIBOLO, TX 78108-3970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Sep 21, 2020	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020
Deed Sale	Sep 21, 2020
Prior Sale	May 26, 2016
Deed Document Number	202099025951
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	809 LA LUNA, CIBOLO, TX 78108-3970
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 LA LUNA, CIBOLO, TX 78108-3970

Mortgage

Document Number	0099024078
Date	Aug 4, 2022
Instrument	202299024078

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 21, 2020
Property Address	809 LA LUNA, CIBOLO, TX 78108-3970
Document Number	0000025951
Instrument Date	Sep 18, 2020
Instrument	25951
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 LA LUNA CIBOLO TX 781083970, CIBOLO, TX 78108-3970

Mortgage

Document Number	25952
Date	Sep 21, 2020
Instrument	25952

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	TYSONS, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$571,431 (-13.76%) Land $59,276 Building $512,155	$571,431 (-13.76%) Land $59,276 Building $512,155
2023	$7.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$662,637 Land $92,205 Building $570,432	$662,637 Land $92,205 Building $570,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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