809 Kings Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 809 Kings Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 1921
Lot Size	0.287 acres (12,540 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (May 2021)
Tax Bill	$1,581 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22850`

Property Details

APN / Parcel Number

Primary APN	`22850`
Alternative APN	`1339721`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,280 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	12,540 sqft (0.287 acres)
Lot Dimensions	165 ft deep x 76 ft wide
Porch	Slab
Porch Area	448 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1339721
Street Address	809 KINGS RD
City	SHELBY
State	NC
Zip	28150-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	#77 PB3-36 BEAUMONDE SD
Legal Subdivision	BEAUMONDE
Legal Block	3
Legal Lot Number	15
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3052
Census Tract	951000

Owner

809 Kings Rd is owned and occupied by an individual who bought it in May 2021.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	809 KINGS RD, SHELBY, NC 28150-6015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 31, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Jul 31, 2020 · Amount on File
Deed Document Number	2021200055110
Deed Book / Page	1840 / 2425
Prior Transfer Date	Feb 10, 2010
Prior Transfer Doc	0015910456
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 12, 2021
Property Address	809 KINGS RD, SHELBY, NC 28150-6015
Document Number	0018402425
Book / Page	1840 / 2425
Map Reference	MB 3 PG 36
Instrument Date	May 12, 2021
Instrument	200055110
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3806 KELLER AVE, 3806, ALEXANDRIA, VA 22302-1815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 KINGS RD, SHELBY, NC 28150-6015

Mortgage

Document Number	18402428
Date	May 12, 2021
Instrument	1840/2428

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	809 KINGS RD, SHELBY, NC 28150-6015
Document Number	0018180701
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 KIGNS RD SHELBY NC 28150, SHELBY, NC 28150

Mortgage

Document Number	0018180701
Date	Jul 31, 2020
Book Page	001818/000701
Instrument	42271

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 11, 2017
Property Address	809 KINGS RD, SHELBY, NC 28150-6015
Document Number	0017562431
Book / Page	001756 / 002431
Instrument Date	Dec 1, 2017
Instrument	8010
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 SADLER RD MOUNT HOLLY NC 281201814, MOUNT HOLLY, NC 28120-1814

Tax Assessment & Valuation

The 2026 property tax bill for 809 Kings Rd was $1,581, up 2.7% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,581.00 (+2.73%)	$154,692 (-) Land $12,084 Building $142,608	$154,692 (-) Land $12,084 Building $142,608
2025	$1,539.00	$154,692 Land $12,084 Building $142,608	$154,692 Land $12,084 Building $142,608
2023		$137,682 Land $7,733 Building $129,949	$137,682 Land $7,733 Building $129,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Kings Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Kings Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Ripple Fiber.

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