809 Kelly Mill Rd, Elgin, SC 29045 Property Records

Richland County property record for 809 Kelly Mill Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1978
Lot Size	7.27 acres (316,681 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Dec 2020)
Tax Bill	$1,749 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23200-01-02`

Property Details

APN / Parcel Number

Primary APN	`23200-01-02`
Alternative APNs	`R23200-01-02` `00843172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,668 sqft Heated Area
Gross Area	2,955 sqft
1st Floor Area	1,668 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	316,681 sqft (7.27 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Private

Location & Zoning

Account Number	00843172
Street Address	809 KELLY MILL RD
City	ELGIN
State	SC
Zip	29045-9683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	#SU #PR
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1000
Census Tract	11422

Owner

Source: Richland County records · APN 23200-01-02

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	809 KELLY MILL RD, ELGIN, SC 29045-9683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Deed Document Number	202074750
Deed Book / Page	2571 / 382
Prior Transfer Date	Apr 28, 2008
Prior Transfer Doc	0014241507
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 31, 2020
Property Address	809 KELLY MILL RD, ELGIN, SC 29045-9683
Document Number	2571/0382
Book / Page	002571 / 000382
Instrument Date	Dec 17, 2020
Instrument	74750
Transaction Type	Transfer
Record Updated	Mar 08, 2021
Title Company	A AND M TITLE COMPANY, A&M TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 KELLY MILL RD ELGIN SC 290459683, ELGIN, SC 29045-9683

Mortgage

Document Number	2571/0386
Date	Dec 31, 2020
Book Page	002571/000386
Instrument	74751

Lender

Name	SOUTHWEST FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75240

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,749.00 (+13.65%)	$161,600 (-)	$231,600 (-) Land $20,400 Building $211,200
2024		$161,600 (+2,771.36%)	$231,600 (+64.61%) Land $20,400 Building $211,200
2023	$1,539.00 (-7.18%)	$5,628 (-10.38%)	$140,700 (-40.13%)
2021	$1,658.00	$6,280	$235,000 Land $90,300 Building $144,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 124 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF COLUMBIA serves 354,068 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.