Sumner County property record for 809 Kathy Cir, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,425 sqft · built 1958 |
| Lot Size | 0.341 acres (14,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Dec 2020) |
| Tax Bill | $999 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Sep 2020 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083126P E 00700 |
| Primary APN | 083126P E 00700 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,425 sqft Living Area |
| 1st Floor Area | 1,425 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,875 sqft (0.341 acres) |
| Lot Dimensions | 170 ft deep x 87.5 ft wide |
| Porch | Porch |
| Porch Area | 462 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 809 KATHY CIR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 1 PAGE: 166 BLOCK: LOT: 72, PO 71 SUBD: JACOBS HEIGHTS |
| Legal Subdivision | JACOBS HEIGHTS |
| Legal Block | 166 |
| Legal Lot Number | IST |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20903 |
809 Kathy Cir is owned and occupied by an individual who bought it in December 2020.
Source: Sumner County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 809 KATHY CIR, GALLATIN, TN 37066-3447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTY HOME MORTGAGE CORP |
| Sep 2, 2020 | Warranty Deed, Construction Loan · Construction Mortgage WILDCAT LENDING FUND TWO LP |
| Sep 1, 2020 | Warranty Deed, Transfer CONCORD TITLE |
| Jul 16, 2020 | Warranty Deed, Transfer LAND TITLE SOUTH INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2020 · Amount on File |
| Deed Sale | Dec 16, 2020 · Amount on File |
| Prior Sale | Sep 2, 2020 · Amount on File |
| Deed Document Number | 1342123 |
| Deed Book / Page | 5438 / 367 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Dec 16, 2020 |
| Property Address | 809 KATHY CIR, GALLATIN, TN 37066-3447 |
| Document Number | 0054380367 |
| Book / Page | 5438 / 367 |
| Map Reference | MB 1 PG 166 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 1342123 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | HIGHLAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,109.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 KATHY CIR, GALLATIN, TN 37066-3447 |
| Document Number | 0005438369 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 5438/369 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Sep 2, 2020 |
| Property Address | 809 KATHY CIR, GALLATIN, TN 37066-3447 |
| Document Number | 0053290563 |
| Book / Page | 5329 / 563 |
| Map Reference | MB 1 PG 166 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 1326808 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 1, 2022 |
| Title Company | CONCORD TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 STTERRRY CIRCLE, GALLATIN, TN 37066 |
| Document Number | 0005329567 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 5329/567 |
| Name | WILDCAT LENDING FUND TWO LP |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Mar 1, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Sep 1, 2020 |
| Property Address | 809 KATHY CIR, GALLATIN, TN 37066-3447 |
| Document Number | 0053260767 |
| Book / Page | 005326 / 000767 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 1326489 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | CONCORD TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $644.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 809 KATHY CIR GALLATIN TN 370663447, GALLATIN, TN 37066-3447 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jul 16, 2020 |
| Property Address | 809 KATHY CIR, GALLATIN, TN 37066-3447 |
| Document Number | 0052770697 |
| Book / Page | 005277 / 000697 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 1319717 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2020 |
| Title Company | LAND TITLE SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Tax | $611.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 625 BAKERS BRIDGE AVE FRANKLIN TN 370671613, FRANKLIN, TN 37067-1613 |
The 2025 property tax bill for 809 Kathy Cir was $999.
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $999.00 | $70,325 Land $25,000 Building $45,325 | |
| 2024 | $281,300 Land $100,000 Building $181,300 | ||
| 2023 | $1,594.00 (-0.31%) | $52,200 (-) Land $25,000 Building $27,200 | |
| 2022 | $1,599.00 | $52,200 Land $25,000 Building $27,200 | |
| 2021 | $208,800 Land $100,000 Building $108,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 809 Kathy Cir in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 19 (2010) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Aug 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Kathy Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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