809 Jupiter St, Destin, FL 32541 Property Records

Okaloosa County property record for 809 Jupiter St, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,869 sqft · built 1973
Lot Size0.544 acres (23,716 sqft)
Owner2 Individual Names on Record
Last Sale$599,900 (Aug 2026)
Tax Bill$3,169 (2025)
Deeds & MortgagesAug 2026 Sale
Aug 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNC56-000-590-0128-9

Property Details

APN / Parcel Number

Primary APNC56-000-590-0128-9
Alternative APNs
  • 00-2S-22-1650-000E-0110
  • 22S2001650000E0110

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,869 sqft Living Area
Gross Area2,259 sqft
1st Floor Area1,869 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area23,716 sqft (0.544 acres)
Garage TypeAttached
Garage Area330 sqft

Exterior Amenities

PorchSlab
Porch Area60 sqft
Patio Area792 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address809 JUPITER ST
CityDESTIN
StateFL
Zip32541-1812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORENO ACRES S/D LOT 11 BLK E
Legal SubdivisionMORENO ACRES S/D
Legal BlockE
Legal Lot Number11
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1009
Census Tract23305

Owner

Source: Okaloosa County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4320 COMMONS DR W, DESTIN, FL 32541-8643
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Re-recorded Document
STEWART LENDER SERVICES
Aug 14, 2026Warranty Deed, Transfer · VA Mortgage
USAA FSB
Apr 26, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Sep 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 14, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC
Jul 12, 2019Warranty Deed, Transfer · VA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2026 · Amount on Record
Deed SaleAug 17, 2026 · Amount on Record
Prior SaleAug 14, 2026 · Amount on Record
Deed Document Number20263833477
Prior Transfer DateJun 7, 2016
Prior Transfer Doc0032542040
Record UpdatedOct 29, 2026

August 2026: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionOKALOOSA FL
Recording DateAug 17, 2026
Property Address809 JUPITER ST, DESTIN, FL 32541-1812
Document Number0003833477
Instrument DateAug 14, 2026
Instrument20263833477
Record UpdatedSep 9, 2026
Title CompanySTEWART LENDER SERVICES

Transaction

AmountAmount Recorded
Tax$424,129.30
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 COMMONS DR W, DESTIN, FL 32541-8643

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 14, 2026
Property Address809 JUPITER ST, DESTIN, FL 32541-1812
Document Number0003833326
Instrument DateAug 14, 2026
Instrument20263833326
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$424,129.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 COMMONS DR W, DESTIN, FL 32541-8643

Mortgage

Document Number0003833327,
DateAug 14, 2026
Instrument20263833327
Lender
NameUSAA FSB
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address809 JUPITER ST, DESTIN, FL 32541-1812
Transaction TypeMortgage
Record UpdatedFeb 13, 2024
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 JUPITER ST, DESTIN, FL 32541-1812

Mortgage

Document Number0035420641
DateApr 26, 2021
Book Page3542/641
Instrument3449693
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address809 JUPITER ST, DESTIN, FL 32541-1812
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 JUPITER ST, DESTIN, FL 32541-1812

Mortgage

Document Number0036913547
DateSep 14, 2023
Book Page3691/3547
Instrument3647120
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address809 JUPITER ST, DESTIN, FL 32541-1812
Document Number0034602690
Instrument DateApr 14, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address809 JUPITER ST DESTIN FL 325411812, DESTIN, FL 32541-1812

Mortgage

Document Number0034602690
DateMay 6, 2020
Book Page003460/002690
Instrument3356338
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueMay 5, 2035

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 12, 2019
Property Address809 JUPITER ST, DESTIN, FL 32541-1812
Document Number0034083770
Book / Page003408 / 003770
Instrument DateJul 12, 2019
Instrument3290971
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,226.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address703 SIXTH ST DESTIN FL 325411902, DESTIN, FL 32541-1902

Mortgage

Document Number34083772
DateJul 12, 2019
Book Page003408/003772
Instrument3290972
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueJul 11, 2034

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,169.00 (+5.92%)$311,682 (+5.99%)$447,600 (+5.22%) Land $185,619 Building $261,981
2023$2,992.00 (+2.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$294,076 (+3%)$425,399 (+10.34%) Land $160,001 Building $265,398
2022$2,917.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$285,511$385,520 Land $145,456 Building $240,064

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
incl. 102 condo units
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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