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809 John Smith St, Havre De Grace, MD 21078 Property Records

Harford County property record for 809 John Smith St, Havre De Grace, MD 21078

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,040 sqft · built 1955
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on Record
Last Sale$404,900 (Jun 2025)
Tax Bill$2,955 (2026)
Deeds & MortgagesOct 2023 Sale
Flood ZoneZone X (minimal risk)
APN06-003877

Property Details

APN / Parcel Number

Primary APN06-003877
Alternative APNs
  • 6003877
  • 003877

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,040 sqft Total Area
Basement Area520 sqft
Finished Basement520 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
PorchSlab
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number003877
Street Address809 JOHN SMITH ST
CityHAVRE DE GRACE
StateMD
Zip21078-2444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 6 BLK D 100X200 809 JOHN SMITH STREET HAVRE DE GR HGTS P 4/76
Legal SubdivisionHAVRE DE GRACE HEIGHTS
Legal BlockD
Legal Lot Number6
JurisdictionHARFORD MD
Township / Civil Division6, HAVRE DE GRACE
Census Block Group3
Census Block3008
Census Tract306400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address809 JOHN SMITH ST, HAVRE DE GRACE, MD 21078-2444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2025 · Amount on Record
Deed SaleJun 12, 2025 · Amount on Record
Prior SaleOct 31, 2023 · Amount on Record
Deed Book / Page16696 / 3
Record UpdatedOct 29, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateOct 31, 2023
Property Address809 JOHN SMITH ST, HAVRE DE GRACE, MD 21078-2444
Document Number0160780271
Book / Page16078 / 271
Map ReferenceMB 4 FO 76
Instrument DateAug 23, 2023
Transaction TypeTransfer
Record UpdatedNov 8, 2023
Title CompanyRE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$1,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 JOHN SMITH ST, HAVRE DE GRACE, MD 21078-2444

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,955.00 (+53.51%) Homeowner's exemption$265,667 (+57.23%)$312,900 (+82.77%) Land $79,000 Building $233,900
2025$1,925.00 (+2.56%) Homeowner's exemption
2023$168,967$171,200 Land $79,000 Building $92,200
2022$1,877.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2013–2025)
Claims Outside the SFHA4 of 5
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAVRE DE GRACE
serves 14,000 people · EPA ID MD0120012
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2016
Treatment and ProcedureOrganic carbon removal
Oct 2023
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
IQ Fiber
Fiber		1,000 / 1,000

May also be available: Verizon.

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