Hamilton County property record for 809 James Ave, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,320 sqft · built 1945 |
| Lot Size | 0.55 acres (24,000 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $769 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 171H B 007 |
| Primary APN | 171H B 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,000 sqft (0.55 acres) |
| Lot Dimensions | 240 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000117961 |
|---|---|
| Street Address | 809 JAMES AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 3291 16 06 LOT 32 LILES ADDN PB 15 PG 33 |
| Legal Subdivision | LILES ADD |
| Legal Lot Number | 32 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 11326 |
The current owner of 809 James Ave acquired it in December 2012.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 809 JAMES AVE, CHATTANOOGA, TN 37421-4210 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Dec 28, 1995 |
| Last Transfer Date | Dec 28, 2012 |
| Transfer Doc | 0000000308 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 809 James Ave was $769, down 14.8% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $769.00 (-14.84%) | $50,800 (+25.74%) | $203,200 (+25.74%) Land $60,000 Building $143,200 |
| 2024 | $903.00 | $40,400 (-) | $161,600 (-) Land $50,000 Building $111,600 |
| 2023 | $903.00 | $40,400 (-) | $161,600 (-) Land $50,000 Building $111,600 |
| 2022 | $903.00 | $40,400 | $161,600 Land $50,000 Building $111,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 James Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2025) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 James Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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