809 Jacob St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 809 Jacob St, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 680 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$71,000 (Jul 2022)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
APN	`381700 101.38-11-3`

Property Details

APN / Parcel Number

Primary APN	`381700 101.38-11-3`
Alternative APN	`0403750`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	680 sqft Living Area
1st Floor Area	520 sqft
Upper Floors Area	160 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	60 ft deep x 96 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0403750
Street Address	809 JACOB ST
City	TROY
State	NY
Zip	12180-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	1 1/2 STY FRM HSE 455-25/EPT 69-WPT 130 EPT 33 & WPT45
Legal Block	11
Legal Lot Number	3.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2008
Census Tract	40600

Owner

Source: Rensselaer County and Troy City records · APN 381700 101.38-11-3

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	809 JACOB ST, TROY, NY 12180-2923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	2022614396
Deed Book / Page	10130 / 328
Prior Transfer Date	Feb 18, 2014
Prior Transfer Doc	0070810000000252
Record Updated	Jun 08, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 26, 2022
Property Address	809 JACOB ST, TROY, NY 12180-2923
Document Number	0101300328
Book / Page	10130 / 328
Instrument Date	Jul 13, 2022
Instrument	2022-614396
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 PAWLING AVE APT 3, 3, TROY, NY 12180-4760
Investor	Possibly a Property Investor

Mortgage

Document Number	2022614397
Date	Jul 26, 2022
Instrument	2022-614397

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,347.00 (+99.7%)	$39,000 (-) Land $10,000 Building $29,000	$66,800 (+19.93%) Land $17,128 Building $49,672
2023		$39,000 (+5.41%) Land $10,000 Building $29,000	$55,700 (+14.41%) Land $14,282 Building $41,418
2022	$1,676.00	$37,000 Land $8,000 Building $29,000	$48,684 Land $10,526 Building $38,158

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 12, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Redburn Infrastructure.

Based on FCC filings for 289 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY CITY PWS serves 51,401 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.