Vernon County property record for 809 Independence St, Viroqua, WI 54665
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $117,500 (Jan 2019) |
| Tax Bill | $2,764 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 286-01489-0000 |
| Primary APN | 286-01489-0000 |
|---|---|
| Alternative APN |
|
| Street Address | 809 INDEPENDENCE ST |
|---|---|
| City | VIROQUA |
| State | WI |
| Zip | 54665-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF OL-60 & INC N 12 OL 61 |
| Jurisdiction | VERNON WI |
| Township / Civil Division | VIROQUA |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 960400 |
809 Independence St is owned and occupied by an individual who bought it in January 2019.
Source: Vernon County records, as of February 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 809 INDEPENDENCE ST, VIROQUA, WI 54665-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jan 7, 2019 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Jul 10, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2019 · Amount on File |
| Deed Sale | Jan 7, 2019 · Amount on File |
| Prior Sale | Jul 10, 2018 · Amount on File |
| Deed Document Number | 506314 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 809 INDEPENDENCE ST, VIROQUA, WI 54665-1313 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000524055 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 524055 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Jan 7, 2019 |
| Property Address | 809 INDEPENDENCE ST, VIROQUA, WI 54665-1313 |
| Document Number | 0000506314 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 506314 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 809 INDEPENDENCE ST, VIROQUA, WI 54665-1313 |
| Document Number | 0000506315 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 506315 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Jul 10, 2018 |
| Property Address | 809 INDEPENDENCE ST, VIROQUA, WI 54665-1313 |
| Document Number | 0000503731 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 503731 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $186.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | S6194 HWY, VIROQUA, WI 54665 |
The 2025 property tax bill for 809 Independence St was $2,764 with a homeowner's exemption.
Source: Vernon County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Viroqua City |
| Unified School District | Viroqua Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,764.00 Homeowner's exemption | $187,300 Land $31,100 Building $156,200 | $186,300 |
| 2023 | $2,147.00 Homeowner's exemption | $110,400 Land $20,200 Building $90,200 | $137,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Independence St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 809 Independence St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VIROQUA WATERWORKS serves 4,362 people · EPA ID WI6630263 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vernon Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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