809 Hudson Ct, Richmond, KY 40475 Property Records

Madison County property record for 809 Hudson Ct, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,471 sqft · built 2012
Owner	Individual Name on Record
Last Sale	$194,000 (Aug 2020)
Tax Bill	$1,705 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0042-0034-0001-36`

Property Details

APN / Parcel Number

Primary APN	`0042-0034-0001-36`
Alternative APNs	`117133` `80217` `46520`

Interior

Stories	1 Story
Building Area	1,471 sqft Living Area

Exterior

Year Built	Built 2012
Exterior Material	Brick
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	46520
Street Address	809 HUDSON CT
City	RICHMOND
State	KY
Zip	40475-2860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE PLACE LOT 36 PH II-A
Legal Subdivision	HERITAGE PLACE
Legal Phase	11
Legal Lot Number	36
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	4
Census Block	4021
Census Tract	10702

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	809 HUDSON CT, RICHMOND, KY 40475-2860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO
Aug 10, 2020	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	2014017705
Deed Book / Page	D00792 / 149
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	809 HUDSON CT, RICHMOND, KY 40475-2860
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 HUDSON CT, RICHMOND, KY 40475-2860

Mortgage

Document Number	0M2095/408
Date	Sep 24, 2021
Book Page	M2095/408
Instrument	2014054848

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST CO
Type	Bank
Address	LONDON, KY 40743

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 10, 2020
Property Address	809 HUDSON CT, RICHMOND, KY 40475-2860
Document Number	D00792/149
Book / Page	D00792 / 149
Map Reference	CAB 26 SL 124
Instrument Date	Jul 30, 2020
Instrument	2014017705
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 HUNDWN CT, 809, RICHMOND, KY 40475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 HUDSON CT, RICHMOND, KY 40475-2860

Mortgage

Document Number	2014017706
Date	Aug 10, 2020
Instrument	2014017706

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,705.00 (+19.06%) Homeowner's exemption	$230,000 (+18.56%)	$230,000 (+18.56%)
2023	$1,432.00 (-24.11%) Homeowner's exemption	$194,000 (-)	$194,000 (-)
2022	$1,887.00	$194,000	$194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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