809 Howell St, Missoula, MT 59802 Property Records

Missoula County property record for 809 Howell St, Missoula, MT 59802

Property Summary

Property Type	Commercial
Details	2,836 sqft · built 2021
Lot Size	0.069 acres (3,006 sqft)
Owner	2 Individual Names on File
Last Sale	$619,115 (Feb 2024)
Tax Bill	$5,369 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R844778`

Property Details

APN / Parcel Number

Primary APN	`R844778`
Alternative APNs	`04-2200-16-4-22-03-0000` `0418255001`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,836 sqft Gross Area
1st Floor Area	1,068 sqft
Upper Floors Area	1,368 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	3,006 sqft (0.069 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0418255001
Street Address	809 HOWELL ST
City	MISSOULA
State	MT
Zip	59802-2483
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SCHOOL ADDITION, S16, T13 N, R19 W, BLOCK 25, LOT 3A, LOTS 1, 2, 3, 4, & 5
Legal Range	19W
Legal Township	13N
Legal Section	16
Legal Subdivision	SCHOOL ADDITION
Legal Block	25
Legal Lot Number	3A
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1006
Census Tract	203

Owner

809 Howell St, a commercial property, is owned by two individuals who bought it in February 2024.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 969, WILSON, WY 83014-0969
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit US BANK TRUST CO NA
May 11, 2021	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on File
Deed Sale	Feb 21, 2024 · Amount on File
Deed Document Number	20241817
Deed Book / Page	1097 / 886
Prior Transfer Date	Apr 15, 2021
Prior Transfer Doc	0010550415
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Feb 21, 2024
Property Address	809 HOWELL ST, MISSOULA, MT 59802-2483
Document Number	0010970886
Book / Page	1097 / 886
Instrument Date	Feb 21, 2024
Instrument	202401817
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	TITLE SERVICES, INC., TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 969, WILSON, WY 83014-0969

Mortgage

Document Number	0202401818
Date	Feb 21, 2024
Instrument	202401818

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	809 HOWELL ST, MISSOULA, MT 59802-2483
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010850898
Date	Jan 27, 2023
Book Page	1085/898
Instrument	202301005

Lender

Name	US BANK TRUST CO NA
Type	Bank
Address	OSHKOSH, WI 54901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 2, 2024

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MISSOULA MT
Recording Date	May 11, 2021
Property Address	809 HOWELL ST, MISSOULA, MT 59802-2483
Document Number	0010550415
Book / Page	1055 / 415
Instrument Date	Apr 15, 2021
Instrument	202111885
Record Updated	Aug 17, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11237 SLEEMAN CREEK RD, LOLO, MT 59847-8508

Tax Assessment & Valuation

The 2025 property tax bill for 809 Howell St was $5,369, down 49.3% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,500 (-) Land $173,630 Building $464,870	$638,500 (-) Land $173,630 Building $464,870
2025	$5,369.00 (-49.34%)	$638,500 Land $173,630 Building $464,870	$638,500 Land $173,630 Building $464,870
2024	$10,599.00 (+29%)
2023	$8,216.00	$519,000	$519,000 Land $102,488 Building $416,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Howell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Howell St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: TDS Telecom, Verizon.

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