Anne Arundel County property record for 809 Hilltop Rd, Orchard Beach, MD 21226
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,912 sqft · built 2016 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Sep 2016) |
| Tax Bill | $4,358 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-205-14751800 |
| Primary APN | 03-205-14751800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,912 sqft Living Area |
| Gross Area | 2,176 sqft |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 712 sqft |
| Finished Basement | 712 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 20514751800 |
|---|---|
| Street Address | 809 HILLTOP RD |
| City | ORCHARD BEACH |
| State | MD |
| Zip | 21226-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 208 209 PL 2 CLEARWATER BEACH |
| Legal Subdivision | CLEARWATER BEACH |
| Legal Block | 2 |
| Legal Lot Number | 208 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 730102 |
809 Hilltop Rd is owned and occupied by an individual who bought it in September 2016.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 HILLTOP RD, ORCHARD BEACH, MD 21226-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 24, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2016 · Amount on File |
| Deed Sale | Sep 14, 2016 · Amount on File |
| Deed Book / Page | 30047 / 142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 809 HILLTOP RD, ORCHARD BEACH, MD 21226-2056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0351980316 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 35198/316 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 809 HILLTOP RD, ORCHARD BEACH, MD 21226-2056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0370520494 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 37052/494 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 809 Hilltop Rd was $4,358 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,633 | $452,200 Land $165,000 Building $287,200 | |
| 2025 | $4,358.00 | ||
| 2023 | $3,663.00 Homeowner's exemption | $343,533 | $354,500 Land $155,000 Building $199,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Hilltop Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Hilltop Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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