809 Highland Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 809 Highland Ave, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,493 sqft · built 1948
Lot Size	0.183 acres (7,950 sqft)
Owner	2 Individual Names on Record
Tax Bill	$730 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-21-02-090.00`

Property Details

APN / Parcel Number

Primary APN	`055-21-02-090.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,493 sqft Finished Area
Gross Area	1,612 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	7,950 sqft (0.183 acres)
Lot Dimensions	150 ft deep x 53 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	809 HIGHLAND AVE
City	FT WRIGHT
State	KY
Zip	41011-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRENKAMP 2NS LOT 12 53X150FT SS HIGHLAND PK
Legal Subdivision	TRENKAMP
Legal Phase	2
Legal Lot Number	12
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1006
Census Tract	65100

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 HIGHLAND AVE, FT WRIGHT, KY 41011-4011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 20, 2006
Transfer Doc	0005900246
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	809 HIGHLAND AVE, FT WRIGHT, KY 41011-4011
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 HIGHLAND AVE, FT WRIGHT, KY 41011-4011

Mortgage

Document Number	0005900330
Date	Jul 20, 2021
Book Page	244/753
Instrument	21072005900330

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$730.00 (-5.07%) Homeowner's exemption	$104,200 (-) Land $5,000 Building $99,200	$104,200 (-) Land $5,000 Building $99,200
2023	$769.00 Homeowner's exemption	$104,200 Land $5,000 Building $99,200	$104,200 Land $5,000 Building $99,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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