809 Hayes St, Gary, IN 46404 Property Records

Lake County property record for 809 Hayes St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1926
Lot Size	0.085 acres (3,746 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Aug 2025)
Tax Bill	$1,706 (2024)
Deeds & Mortgages	Aug 2025 Second Mortgage Aug 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0159-0002`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0159-0002`
Alternative APNs	`45-08-05-486-002.000-004` `254401590002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1929
Construction Type	Masonry / Concrete Block
Roof Material	Slate
Lot Area	3,746 sqft (0.085 acres)
Lot Dimensions	125 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-44-0159-0002
Old Parcel Number	254401590002
Street Address	809 HAYES ST
City	GARY
State	IN
Zip	46404-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY LAND CO'S. 4TH SUB. ALL L.2 BL.5
Legal Subdivision	GARY LAND CO
Legal Block	5
Legal Lot Number	2
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3019
Census Tract	10400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 HAYES ST, GARY, IN 46404-1536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Aug 27, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
May 30, 2023	Warranty Deed, Transfer MTC
May 30, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 13, 2023	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	May 30, 2023
Deed Document Number	2025-532487
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	809 HAYES ST, GARY, IN 46404-1536
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	COMMUNITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 HAYES ST, GARY, IN 46404-1536

Mortgage

Document Number	0000032489
Date	Aug 27, 2025
Instrument	2025-532489

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 27, 2025
Property Address	809 HAYES ST, GARY, IN 46404-1536
Document Number	0000032487
Instrument Date	Aug 25, 2025
Instrument	2025-532487
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 HAYES ST, GARY, IN 46404-1536

Mortgage

Document Number	0000032488
Date	Aug 27, 2025
Instrument	2025-532488

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Mortgage

Document Number	0000032489
Date	Aug 27, 2025
Instrument	2025-532489

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 30, 2023
Property Address	809 HAYES ST, GARY, IN 46404-1536
Document Number	0000016278
Map Reference	MB 14 PG 15
Instrument Date	May 24, 2023
Instrument	2023-516278
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7006 STARLING DR, SCHERERVILLE, IN 46375-4436

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	May 30, 2023
Property Address	809 HAYES ST, GARY, IN 46404-1536
Document Number	0000016277
Instrument Date	Apr 5, 2023
Instrument	2023-516277
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9812 TWIN CREEK BLVD, MUNSTER, IN 46321-4123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9812 TWIN CREEK BLVD, MUNSTER, IN 46321-4123

February 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	LAKE IN
Recording Date	Feb 13, 2023
Property Address	809 HAYES ST, GARY, IN 46404-1536
Document Number	0000005271
Instrument Date	Feb 8, 2023
Instrument	2023-005271
Transaction Type	Foreclosure
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9812 TWIN CREEK BLVD, MUNSTER, IN 46321-4123

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,800 (+77.11%) Land $5,300 Building $118,500	$123,800 (+77.11%) Land $5,300 Building $118,500
2024	$1,706.00 (-50.46%)	$69,900 (+7.04%) Land $5,300 Building $64,600	$69,900 (+7.04%) Land $5,300 Building $64,600
2023		$65,300 (-2.1%) Land $4,700 Building $60,600	$65,300 (-2.1%) Land $4,700 Building $60,600
2022	$3,444.00 (-40.72%)	$66,700 Land $3,000 Building $63,700	$66,700 Land $3,000 Building $63,700
2021	$5,810.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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