Bay County property record for 809 Hamilton Ave, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 208 sqft · built 1981 |
| Lot Size | 0.246 acres (10,759 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $347 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17952-000-000 |
| Primary APN | 17952-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 208 sqft |
| 1st Floor Area | 208 sqft |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 10,759 sqft (0.246 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 154 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 809 HAMILTON AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3560 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC04 |
| Legal Description | PINE VIEW LOTS 2, 3 & 17 BLK 2 ORB 1651 P 1654 ORB 1672 P |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | PINEVIEW |
| Legal Block | 2 |
| Legal Lot Number | 2,3,17 3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 1600 |
The current owner of 809 Hamilton Ave acquired it in August 1996.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 220 SUMMERFIELD DR, ALPHARETTA, GA 30022-4835 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 9, 1996 |
| Transfer Doc | 0016511654 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 809 Hamilton Ave was $347.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $347.00 | $24,704 Land $24,704 | $24,704 Land $24,704 |
| 2023 | $491.00 (+11.85%) | $20,844 (+34.34%) Land $20,844 | $20,844 (+34.34%) Land $20,844 |
| 2022 | $439.00 | $15,516 Land $15,516 | $15,516 Land $15,516 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Hamilton Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Hamilton Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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