Baxter County property record for 809 Gray St, Mountain Home, AR 72653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 888 sqft |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,900 (Feb 2026) |
| Tax Bill | $336 (2024) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Dec 2008 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-14656-000 |
| Primary APN | 007-14656-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Flooring | Parquet |
| Construction Type | Frame |
|---|---|
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 8,276 sqft (0.189 acres) |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 809 GRAY ST |
|---|---|
| City | MOUNTAIN HOME |
| State | AR |
| Zip | 72653-4325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF THE NW 1/4 SW 1/4, SECTION 9, TOWNSHIP 19 NORTH, RANGE 13 WEST, DESCRIBED AS FOLLOWS: FROM THE NW CORNER OF THE NW 1/ |
| Jurisdiction | BAXTER AR |
| Township / Civil Division | MOUNTAIN HOME |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 950400 |
809 Gray St is owned and occupied by an individual who bought it in February 2026.
Source: Baxter County records, as of February 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 809 GRAY ST, MOUNTAIN HOME, AR 72653-4325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2026 | Fiduciary Deed, Transfer · Conventional Mortgage THE FARMERS & MERCHANTS BANK |
| Dec 12, 2008 | Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2026 · Amount on File |
| Deed Sale | Feb 6, 2026 · Amount on File |
| Deed Document Number | L202601067 |
| Record Updated | Jun 8, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Feb 6, 2026 |
| Property Address | 809 GRAY ST, MOUNTAIN HOME, AR 72653-4325 |
| Document Number | L202601067 |
| Instrument Date | Feb 3, 2026 |
| Instrument | L202601067 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4302 W OLIVE ST, ROGERS, AR 72756-1812 |
| Name | Verified Name |
|---|---|
| Address | 809 GRAY ST, MOUNTAIN HOME, AR 72653-4325 |
| Investor | Possibly a Property Investor |
| Document Number | L202601068 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | L202601068 |
| Name | THE FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | STUTTGART, AR 72160 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Apr 6, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Dec 12, 2008 |
| Property Address | 809 GRAY ST, MOUNTAIN HOME, AR 72653-4325 |
| Document Number | 2008/12616 |
| Book / Page | 2008 / 12616 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 SYCAMORE SPRINGS TRL, MOUNTAIN HOME, AR 72653-8980 |
| Document Number | 0126172008 |
|---|---|
| Date | Dec 16, 2008 |
| Instrument | 12617-2008 |
| Name | FIRST SECURITY BANK |
|---|---|
| Address | SEARCY, AR 72143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2039 |
Source: Baxter County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Municipality | Mountain Home City |
| Unified School District | Mountain Home School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,130 Land $230 Building $9,900 | ||
| 2024 | $336.00 | ||
| 2023 | $336.00 Homeowner's exemption | $10,130 Land $230 Building $9,900 | $50,650 Land $1,150 Building $49,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 809 Gray St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2011–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Gray St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN HOME WATERWORKS serves 19,618 people · EPA ID AR0000025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mountain View Telephone Company Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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