809 Granite Cir SW, Gravette, AR 72736 Property Records

Benton County property record for 809 Granite Cir SW, Gravette, AR 72736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,145 sqft · built 2020
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Oct 2020)
Tax Bill	$1,632 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-02182-000`

Property Details

APN / Parcel Number

Primary APN	`11-02182-000`
Alternative APNs	`172738.0` `172738`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,145 sqft Living Area
Gross Area	1,525 sqft
1st Floor Area	1,145 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	684 sqft
Porch	Open Porch
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	809 GRANITE CIR SW, SW
City	GRAVETTE
State	AR
Zip	72736-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2/14/2020 L202008389
Legal Range	33
Legal Township	20
Legal Section	11
Legal Subdivision	STONE CREST SUB-GRAVETTE
Legal Lot Number	25
Jurisdiction	BENTON AR
Township / Civil Division	11
Census Block Group	4
Census Block	4009
Census Tract	21001

Owner

809 Granite Cir SW is owned by an individual who bought it in October 2020.

Source: Benton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	809 GRANITE CIR SW, GRAVETTE, AR 72736-6015
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 12, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 1, 2020	Warranty Deed, Subdivision Related Transfer HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Deed Document Number	202062575
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Recording Date	Aug 7, 2026
Property Address	809 GRANITE CIR SW, GRAVETTE, AR 72736-6015
Document Number	0000045732
Instrument Date	Aug 3, 2026
Instrument	202645732
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 GRANITE CIR SW, GRAVETTE, AR 72736-6015

Mortgage

Document Number	0000045732,
Date	Aug 7, 2026
Instrument	202645732

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	809 GRANITE CIR SW, GRAVETTE, AR 72736-6015
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202347183
Date	Sep 12, 2023
Instrument	L202347183

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Oct 1, 2020
Property Address	809 GRANITE CIR SW, GRAVETTE, AR 72736-6015
Document Number	0000062575
Instrument Date	Sep 28, 2020
Instrument	62575
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$459.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 GRANITE CIR SW GRAVETTE AR 727366015, GRAVETTE, AR 72736-6015

Mortgage

Document Number	62576
Date	Oct 1, 2020
Instrument	62576

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 809 Granite Cir SW was $1,632, up 5.7% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Gravette City
Unified School District	Gravette School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,632.00 (+5.7%)	$41,683 (-) Land $5,600 Building $36,083	$208,415 (-) Land $28,000 Building $180,415
2025	$1,544.00	$41,683 Land $5,600 Building $36,083	$208,415 (-) Land $28,000 Building $180,415
2024			$208,415 (+48.71%) Land $28,000 Building $180,415
2023	$1,374.00 Homeowner's exemption	$28,030 Land $6,000 Building $22,030	$140,150 Land $30,000 Building $110,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 809 Granite Cir SW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2013–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Granite Cir SW is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 76% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAVETTE WATERWORKS serves 4,900 people · EPA ID AR0000051
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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